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home : ag & business : business April 14, 2021

Morrisonville Farmers Cooperative Company mergers with Christian County Farm Supply
The shareholders of Morrisonville Farmers Cooperative Company have overwhelmingly approved the merger with Cluistian County Farm Supply Company, effective August I, 2021. The new company name will be Central Commodity FS, with Mark Bauman as CEO and Taylor Kusterman as Grain Division Manager.
Saturday, April 10, 2021

C.E.F.S. Economic Opportunity Corporation receives $20,000 grant
To help ease the ongoing needs of Illinoisans created by the COVID-19 pandemic, Blue Cross and Blue Shield of Illinois (BCBSIL) has awarded C.E.F.S. Economic Opportunity Corporation a $20,000 grant as part of BCBSIL’s latest round of giving aimed at helping the helpers.

“This generous award from BCBSIL COVID-19 Community Collaboration Fund could not have come at a better time” says Cindy Mayer, Director of Homeless Services. “We will be able to meet the needs of the unsheltered in our communities. Thank you BSBS of IL.”

Saturday, April 10, 2021

Millennial Money: Reboot your budget to prep for reopening
Picture cruising your car deep into 2021 and never glancing in the rearview mirror. Vaccines, travel and a hope of normalcy are finally on the horizon.

With so much to look forward to in the future, it’s understandable to not want to look back.

But returning to typical day-to-day life will be a transition. And from a financial standpoint, you’ll want to assess your past budgeting behavior to prepare for more normal days ahead.

Saturday, April 10, 2021

Tom Farrell, the former leader of Dominion Energy dies day after retiring
RICHMOND, Va. (AP) — Tom Farrell, who led Dominion Energy for more than a decade and was a powerful force in Virginia business and politics, died Friday, one day after stepping down from his post as the company’s executive chairman. He was 66.
Saturday, April 3, 2021

How much risk should you take before retirement?
TAYLORVILLE — If you’re planning to retire in just a few years, you may be getting excited about this next phase of your life. However, your ability to enjoy retirement fully will depend, at least partially, on the resources you can draw from your investment portfolio. So, while you still have time to act, ask yourself if you’re comfortable with your portfolio’s risk level.
Saturday, April 3, 2021

Five Pandemic-Driven Financial Habits That Are Really Worth Keeping
(NERDWALLET via AP) — As the pandemic shut down the world around her, Ashli Smith , an Atlanta resident and mom to a newborn, says she set up autopay for her recurring bills to help her stay organized and avoid late payments. “With everything going on, plus being a mom, I don’t want to forget to pay something or someone,” she says.
Saturday, April 3, 2021

Taylorville native opens window cleaning franchise
TAYLORVILLE — The name Lowry is synonymous with hard work and great customer service. Jerry Lowry grew up in Taylorville with those traits in his blood. His father and grandfather, Tom Lowry Jr. and Sr., owned the local Kentucky Fried Chicken (KFC) business, and subsequently, so did Jerry. He eventually sold the business in 2018 citing then that it was time to go with all the changes that were coming down the pike.
Saturday, April 3, 2021

LLCU donates to Pana PD and others
Land of Lincoln Credit Union (LLCU) has donated $7,000 in LLCU Visa Gift Cards to several central Illinois Law Enforcement Agencies. The gift cards will be used, at the discretion of the patrolling officers, to spread good will throughout the community, offering them to citizens when they see a need.
Saturday, March 27, 2021

Emotional Support Line received 2,000+ calls in first year
In March 2020, Memorial Behavioral Health established an emotional support line to help individuals experiencing anxiety or stress. One year later, more than 2,000 calls have been made to the support line.
Saturday, March 27, 2021

It may not be comfortable, but conquer phone call fears and save money
Sean McAuliffe’s business, International Key Supply , suffered financially when the pandemic began. So he set out to cut operating costs for the New York-based distribution company. He canceled a few services, and for more important ones, he contacted the providers to request deferred or lowered bills.

First, he emailed, only to receive unhelpful replies.

Saturday, March 27, 2021

Time for some financial spring cleaning
TAYLORVILLE — In just a few days, we will experience the vernal equinox – one of the two times in the year when the sun is exactly above the equator. Apart from this astronomical anomaly, though, the equinox is mostly known as the beginning of spring – a fresh beginning and the time to spruce things up. This year, as you tidy up your home and surroundings, why not also consider some financial spring cleaning?
Saturday, March 20, 2021

Old National promotes Kendra Betler Vanzo to Senior Executive VP
EVANSVILLE, Ind. — Old National Chief Administrative Officer Kendra Betler Vanzo has been promoted from Executive Vice President to Senior Executive Vice President. A member of Old National’s Operating Group (the company’s senior-most team of leaders), Vanzo joined Old National in 1994 and first served as Assistant Vice President, Human Resources Manager at ONB’s Danville, Ill. location.
Saturday, March 20, 2021

Make a plan to get your money resolution back on track
We’re three months into 2021. Let’s check on those financial New Year’s resolutions. (Remember those?) Quite possibly, they’ve already gone awry.
Saturday, March 20, 2021

Business Highlights
WASHINGTON (AP) — The Federal Reserve says it will restore capital requirements for large banks that were relaxed as part of the Fed’s efforts to shore up the financial system during the early days of the pandemic. The Fed said it will not extend the relief from what is called the supplementary leverage ratio past March 31. The easing of the regulation had been intended to give banks flexibility in what assets they could hold to meet regulatory’ requirements during the turmoil of the pandemic, when banks were having to suddenly write down billions of dollars of loans. Shares of the large Wall Street banks fell on the news.
Saturday, March 20, 2021

205 Linkens Tovey
Friday, March 19, 2021

Lake Land College introduces court reporting degree program
The Court Reporting Technology Degree program is a new special admission program at Lake Land College beginning Fall 2021. The introduction of the program follows the increased high demand for court reporting and closed-captioning professionals throughout the nation.

Lake Land College business faculty worked closely with area court reporters to create the degree program, which will train students for careers in the judicial setting as either official or freelance court reporters. The program also provides students with the option to attain a captioning specialization, which prepares students for careers providing captioning for broadcast television and internet programs and working with the deaf or hard-of-hearing population by providing an accurate word-for-word text translation in education, civic and corporate settings.

Saturday, March 13, 2021

Prairie Power and Illinois Winds sign power contract
Prairie Power, Inc. (PPI) and Illinois Winds LLC (a PowerWorks company) announced the execution of interconnection and power purchase agreements related to the construction of a 44 MW wind farm, known as Panther Creek wind project, near Pittsfield in Pike County, Illinois. Sixteen wind turbines will be installed at the project site, with construction expected to begin in mid-2022. PPI will purchase 100 percent of the power generated by the Panther Creek wind project for 20 years.
Saturday, March 13, 2021

Better savers spend less money on these 3 things
Reducing spending in three common budget categories may significantly boost your ability to save money. And a small mental trick could help you stick to an ongoing savings plan.

Those are the findings of two studies investigating the spending habits of better savers and the psychology of saving.

Here’s how to apply these habits to your own budget.

Saturday, March 13, 2021

5 tips to negotiate pay in a tough economy
The pandemic-related recession has altered many job descriptions. For Haley Jones, a 24-year-old resident of Michigan, the coronavirus changed the needs of her company, and as she adapted to meet them, her responsibilities were no longer confined to her marketing specialist role.
Saturday, March 6, 2021

Gary McNeely commended for 35-year commitment
TAYLORVILLE — Gary McNeely, of Dimond Bros. has been recognized by The Society of Certified Insurance Counselors (CIC) for his 35 years of committed professional leadership and advanced knowledge. McNeely earned the designation through a series of rigorous examinations and has maintained the designation by annual attendance at an approved CIC continuing education program.
Saturday, March 6, 2021

Consider these types of tax-smart contributions
TAYLORVILLE — April 15 is not that far off, but you still have time to make some moves that could favorably affect your tax returns. Specifically, you may want to consider some tax-smart contributions.
Saturday, March 6, 2021

620 N. Pawnee Taylorville
You will love the location of this super cute bungalow !

Located just to the east of the hospital, you are close to the grade school and the junior high school. And of course shopping is just around the corner at the Kroger Plaza.

Friday, March 5, 2021

FAA seeks $27,500 from passenger it says hit air attendant
Federal officials are seeking a $27,500 civil penalty against an airline passenger who allegedly struck a flight attendant who asked the woman and her companion to leave the plane after a dispute over wearing a face mask.
Saturday, February 27, 2021

Peoples Bank & Trust makes national lending list
Peoples Bank & Trust is proud to have achieved a national ranking as one of the top 12 USDA Rural Development lenders in the United States. This ranking recognizes Peoples’ dedication for working with guaranteed loan programs designed to aid economic opportunities and quality of life for rural businesses, farmers, and families.

Peoples Bank & Trust focuses on being a contributing partner in each of the communities they serve. This focus has provided a proven record of working with and assisting small, independent and family-owned businesses. The USDA recently recognized their top financial partners who have been working diligently to provide much needed lending support and Peoples Bank & Trust was acknowledged for their exceptional work. “We are proud to be recognized alongside some of the largest lenders in the country,” John Gardner, President of Peoples Bank & Trust, said. “However, we are even more proud of doing so while working with small, local businesses. We pride ourselves on personal service and not the ‘one size fits all’ mentality of so many other lenders.”

Saturday, February 27, 2021

She stopped spending for a month, and you can too
In January, I took up a no-spend challenge. That’s right — I refrained from making nonessential purchases for one whole month.

With my travel and entertainment expenses basically nonexistent during the pandemic, the challenge really boiled down to two categories: shopping and food delivery.

Saturday, February 27, 2021

Grin and wear it: TMH reveals smile behind mask
TAYLORVILLE — Face coverings may be a part of the new normal, but for patients in a hospital setting, not being able to see the person caring for them can cause anxiety. To help patients be more at ease, healthcare workers at Taylorville Memorial Hospital are participating in an initiative that puts photos of their smiling faces on large buttons. Healthcare workers wear the buttons so patients can see the smile behind the mask.
Saturday, February 20, 2021

Get Tough Money Tasks Off Your To-Do List And You Won't Regret It
(NERDWALLET via AP) — Nothing sparks procrastination quite like a to-do list of financial tasks. Sometimes the only thing scarier than making a financial choice in the first place is making the WRONG choice, which can happen when you don’t totally understand what you’re doing. In that sense, the default — standing pat — is often easiest.
Saturday, February 20, 2021

How to keep your student loan payment at $0
President Biden announced on Jan. 20 that most federal student loan payments would be suspended interest-free through September 2021 due to the ongoing pandemic.

Once the suspension lifts, though, a $0 payment still may be a necessity for some borrowers.

According to an October 2020 survey from NerdWallet conducted by The Harris Poll, 45% of Americans with federal student loans of their own weren’t confident they’d be able to afford their loan payments when the payment freeze was scheduled to end last December.

Saturday, February 13, 2021

Union says meatpacking workers should be vaccinated sooner
Hundreds of meatpacking workers have been vaccinated against the coronavirus but the union that represents many of them says several hundred thousand more have not, despite the risks they continue to face at work.

The United Food and Commercial Workers International union is lobbying for workers to be moved up vaccination priority lists, and major meat companies have launched campaigns to educate employees and dispel rumors about the vaccines. One has offered bonuses to workers who get vaccinated.

Saturday, February 13, 2021

Edmunds: Whatever happened to car subscription services?
Just a few years ago, car subscriptions looked like the next sure thing. Picking up on consumers’ comfort with paying monthly for the likes of streaming services or phones, many automakers introduced programs that allowed people to get a new car and a variety of perks for a monthly fee. As an alternative to buying or leasing, these programs seemed intriguing. But as of 2021, BMW, Genesis, Mercedes-Benz, Nissan and, most recently, Audi have all shuttered their nascent subscription offerings.
Saturday, February 6, 2021

Financial gifts for your valentine
TAYLORVILLE — For many of us, the COVID-19 pandemic may be putting a hold on dinner at the charming local bistro, but the spirit of Valentine’s Day cannot be extinguished. This year, perhaps more so than in the past, you may want to make your Valentine’s Day gifts even more meaningful. So, for example, what can you give your loved ones to help them along on the road to financial security?
Saturday, February 6, 2021

How To Prioritize Your Debt Payments In The Midst Of The Pandemic
(NERDWALLET via AP) — A singular crisis has led to extraordinary relief options for borrowers. Interest and payments have been paused on federal student loans. Homeowners can request nearly a year of mortgage forbearance. Credit card issuers and other lenders dramatically expanded hardship programs.
Saturday, February 6, 2021

4 Ladue Court Taylorville
TAYLORVILLE — Spacious ranch in prime Bertinetti Lake neighborhood. You will love this home inside and out. This stylish ranch offers a lake view from the living room bay window. And of course you won't be able to take your eyes off the see through fireplace that is viewable from both the living room and the family room.
Friday, February 5, 2021

Deductions and donations: What donors should know
Giving to charity is a selfless act that’s worthy of recognition. That recognition can come in many forms, and donors should know that even the “tax man” likes to reward men and women who donate to charity.

Both the United States and Canada reward donors with tax credits. The financial services firm H&R Block notes that, in the United States, taxpayers can deduct donations made to qualified charities. Such deductions must be itemized, but they can greatly reduce a person’s taxable income. According to TurboTax®, Canada also has a generous tax credit system, rewarding taxpayers who donate to charity by giving them a credit that’s up to 29 percent of the amount donated at the federal level. In addition, taxpayers also may be entitled to an additional amount up to 24 percent depending on which province they call home.

Saturday, January 30, 2021

How to prepare for tax season
April is synonymous with many things. Many people get their first glimpse of spring blooms in April, while families of faith look forward to gathering for Passover and Easter. Sports fans may welcome the return of professional baseball in April, while scholastic athletes may associate April with the return of spring sports. Though each of those things tends to be welcomed with open arms, one day in mid-April may not be greeted so warmly.
Saturday, January 30, 2021

IRS, States and Tax Industry warn employers to beware of form W-2 Scam
The Internal Revenue Service, state tax agencies and the tax industry today urged all employers to educate their payroll personnel about a Form W-2 phishing scam that made victims of hundreds of organizations and thousands of employees last year.

The Form W-2 scam has emerged as one of the most dangerous phishing emails in the tax community. During the last two tax seasons, cybercriminals tricked payroll personnel or people with access to payroll information into disclosing sensitive information for entire workforces. The scam affected all types of employers, from small and large businesses to public schools and universities, hospitals, tribal governments and charities.

Saturday, January 30, 2021

Business Highlights
Stocks sank again as a speculative frenzy over GameStop and a handful of other stocks ramps up worries over how much damage an online revolt against Wall Street bigwigs can do to the broader market. The S&P 500 fell 1.9%, giving the index its biggest weekly loss since October. GameStop soared nearly 70% Friday, continuing a saga that’s captivated and confused many on Wall Street and beyond. Calls for regulators to step in, meanwhile, grew louder. GameStop and other downtrodden stocks have become battlegrounds where swarms of smaller investors see themselves making an epic stand against financial elites who bet the stocks would fall.
Saturday, January 30, 2021

How to make good on your resolution to pay off debt in 2021
If you have high-interest consumer debt, getting control of your money in the new year might sound overwhelming.

Most Americans say the COVID-19 outbreak has caused financial stress, according to a survey released in October by the National Endowment for Financial Education, with 30% listing debt as their top stressor.

Despite the pandemic, you can still pay down your debt with the right plan. Here’s how.

Saturday, January 30, 2021

The tax credit fix many can't afford to miss
Families battered by the pandemic recession soon may discover that the tax refunds they’re counting on are dramatically smaller — or that they actually owe income tax. Congress offered a partial solution, but the fix hasn’t been widely publicized, consumer advocates say.
Friday, January 29, 2021

Important reminders before filing 2020 tax returns
Following an unpredictable year with many changes and challenges, the Internal Revenue Service today shared important reminders for taxpayers who are about to file their 2020 federal tax returns.
Friday, January 29, 2021

MyPillow guy among acolytes for Trump torch
MINNEAPOLIS (AP) — When Mike Lindell, better known to TV viewers as the MyPillow Guy, went to the White House last week to try to persuade President Donald Trump to keep pushing theories about the election, he came away disappointed. Unexpectedly, Trump passed him — and his claims about sabotaged voting machines — off on staffers. But the Trump true believer says he has something from Trump that softens that blow: the promise of an endorsement.
Saturday, January 23, 2021

Local scholarhip available through Illinois Sheriff's Association
ILLINOIS — The Illinois Sheriffs’ Association announces that it will be awarding over $58,000 in college scholarships throughout the State of Illinois to students wishing to pursue higher education during the 2021-2022 academic year. The scholarships are to be applied to tuition, books and fees only. The student must be enrolled full-time at a certified institution of higher learning within the State of Illinois, full-time online learning is acceptable.
Saturday, January 23, 2021

7 credit card perks to prioritize in 2021
As you lay the groundwork for 2021 financial resolutions, take inventory of your credit cards to see if they’re still in line with your goals and priorities.
Saturday, January 23, 2021

Buying homeowners insurance? Ask these 4 questions first
Purchasing insurance may not be as fun as choosing new furniture and paint colors, but it’s a critical part of the homebuying process. Your homeowners insurance policy is a financial safety net in case of a disaster, so you’ll want to ask a few important questions to make sure you have the coverage you need at a price you can afford.
Saturday, January 23, 2021

How to make budgeting as painless as possible

Budgeting is a pain. But what’s more painful is a bill you can’t easily pay, debt that costs a fortune or not having enough money to retire.

Saturday, January 23, 2021

How to respond when risk tolerance is tested
TAYLORVILLE — When you begin investing, you’ll generally assess your comfort with risk, as your investment choices will be guided at least partially by your risk tolerance. But once you actually experience the ups and downs of the market, this tolerance could be tested.
Saturday, January 23, 2021

Illinois awards $31.5 million in grants funded by marijuana revenue
SPRINGFIELD — The state announced Thursday that it has awarded $31.5 million in grants to 81 community organizations around Illinois to help fund legal services for low-income residents, youth development, violence prevention and economic development in areas hardest hit by the war on drugs.
Friday, January 22, 2021

2325 White Oaks Dr. Taylorville
TAYLORVILLE — If you’ve been looking for that “one step” soft grey ranch home this may just be the one you’ll want.

Spacious living room that opens to dining room measures 19’10” x 14’4”. The kitchen has lots of cabinet space and the stove, refrigerator and dishwasher are included. A window over the sink allows you to look out the back yard.  The nice sized laundry room/mechanical room is huge…14’4” x 9’4 and gives plenty of spacious for the washer and dryer which are included PLUS the furnace and air with room for a sewing area or office area.

Friday, January 22, 2021

EU regulator: Hackers 'manipulated' stolen vaccine documents
The European Union’s drug regulator said Friday that COVID-19 vaccine documents stolen from its servers in a cyberattack have been not only leaked to the web, but “manipulated“ by hackers.

The European Medicines Agency said that an ongoing investigation into the cyberattack showed that hackers obtained emails and documents from November related to the evaluation of experimental coronavirus vaccines. The agency, which regulates drugs and medicines across the 27-member EU, had troves of confidential COVID-19 data as part of its vaccine approval process.

Saturday, January 16, 2021

Land of Lincoln Credit Union assisting small business owners with PPP loans
Land of Lincoln Credit Union (LLCU) is offering small business owners assistance as they navigate through the qualifications and application process for the Small Business Administration (SBA) Paycheck Protection Program (PPP) loans. LLCU is an SBA Express Lender and have dedication commercial loan officers ready to assist.

This round of PPP loans presented several changes to avoid fraudulent activity and larger corporations from consuming large portions of the allotted amount. This time, there will be two categories; FIRST DRAW loans (for those that have not received PPP loans previously) and SECOND DRAW loans (for those that have previously received a PPP loan). The qualifications vary for both types.

Saturday, January 16, 2021

Liz Weston: Start 2021 off strong with these money moves
After the train wreck that was 2020, you may well question whether it’s worth trying to plan anything. But knocking off a few financial tasks early in the year can better prepare you for whatever 2021 has in store.
Saturday, January 16, 2021

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