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home : ag & business December 3, 2020

Prairie Heart Foundation promotes local Giving Tuesday
SPRINGFIELD — With the approach of Thanksgiving, another celebrated day comes to mind – Giving Tuesday, held annually the Tuesday after Thanksgiving. On this global day of altruism on December 1, Prairie Heart Foundation asks the community to consider donating to Prairie Heart on this day of giving.
Sunday, November 29, 2020


Financial moves for the recently divorced
TAYLORVILLE — Divorce is common in our society, but that doesn’t make it any easier to navigate. If you’ve recently finalized a divorce, you’ve likely been coping with uncertainty and tension, but you can still avoid turning an already difficult situation into one that’s even more challenging.
Sunday, November 29, 2020

Black-and-White Financial Advice Ignores Each Person's Individual Situation
(NERDWALLET via AP) — When I hear financial tips that are unrealistic or shame-inducing, I cringe. Any advice that makes complicated money moves seem like an easy path to profit is downright dangerous.
Friday, November 27, 2020

110 E. Washington Edinburg
Charm and character prevail throughout this two story home with lots of unique features!

Step inside and you’ll be greeted into the large foyer that has many possible uses; a sitting room or office come to mind. Off the foyer is a huge family room which the current owners are using as a main floor master bedroom.

Friday, November 27, 2020

TCCU's 7th annual scholarship program to award $8,000
For the 7th consecutive year, Taylorville Community Credit Union will again award several graduating students $1000 toward their continuing education. Winners will be determined by votes cast in TCCU’s annual “Stop. SHOP. VOTE!” scholarship program.

Eight high school seniors – two each from Taylorville, Hillsboro, Litchfield and Pana High Schools – will receive $1000 awards from the credit union, based on total votes cast by area residents who shop and vote in participating local businesses.

Saturday, November 21, 2020

Building the family business: Tim Perdue joins Fred Peters
The Fred Peters Financial Group in Taylorville has been offering expert financial planning and insurance services for more than 35 years. It has always been a family-owned business, but, earlier this year, the company added another key contributor that will help carry on that legacy.
Saturday, November 21, 2020

When life blows up your well-laid plans, be realistic about your response
Job loss, business failure, involuntary retirement, divorce, disability or the death of a breadwinner — these are just some of the ways our finances can force us to come up with a Plan B. That’s never as simple as downloading a list and ticking off completed assignments, however.

Checklists can be helpful, for instance when you’ve just been laid off. But the biggest task after financial loss may be dealing with your emotions after the future you had envisioned disappears.

Saturday, November 21, 2020

Ideas for thanking your family
TAYLORVILLE — It’s almost Thanksgiving. And although 2020 may have been a difficult year for you, as it has been for many people, you can probably still find things for which you can be thankful – such as your family. How can you show your appreciation for your loved ones?
Saturday, November 14, 2020

CNB's Ashworth reelected to fed home loan bank
CARLINVILLE, Ill. — The Federal Home Loan Bank of Chicago (FHLBC) has announced that incumbent directors, James Ashworth of CNB Bank & Trust, and Michelle Gross of State Bank of Bement, have been reelected to serve as member directors for additional four-year terms beginning 1/1/21 and ending 12/31/24.
Saturday, November 14, 2020

617 E. Park St. Taylorville
TAYLRVILLE — Pretty sure you've admired this beautifully landscaped yard and home sitting tall on the 132'x 150' lot. You’ll enjoy all the lovely flower gardens and seating areas to relax and take in all the colors of nature.
Friday, November 13, 2020

How two blind brothers became Two Blind Brothers for a cause
NEW YORK (AP) — Would you buy something you can’t see?
Saturday, November 7, 2020

Use a crisis to help build life-long sound money habits
(NERDWALLET via AP) — While the long-term economic effects of the pandemic are yet to be fully realized, you may have noticed one positive trend in the short term: For once, your debt may have dropped.
Saturday, November 7, 2020

833 Roosevelt Rd. Taylorville
Fantastic family home! This is your chance to own a newer ranch style home with a very livable floor plan! Over 2600 sq. ft. which has all of the features that you can enjoy and appreciate.
Friday, November 6, 2020

What should investors know about the election?
TAYLORVILLE — The upcoming election is, of course, big news. But there’s more than one way to look at it. As a citizen and voter, you have your own preferences about the issues and the candidates. But as an investor, should you be rooting for any particular outcome?
Saturday, October 31, 2020

Mansur joins Capitol News as statehouse reporter
SPRINGFIELD — Sarah Mansur on Monday joined Capitol News Illinois as a member of its full-time reporting staff.
Saturday, October 31, 2020

PCH doctor receives rare wound care certification
PANA — Pana Community Hospital is pleased to announce Dr. Andrew Ott has successfully passed the National Board Certification exam for the CWSP (certified wound specialist physician) credential and is now a Certified Wound Care Specialist.  Dr. Ott is the only physician with this honor, south of the immediate Chicago area, in the state of Illinois.  This is an important accomplishment achieved through hours of hard work in preparation for the CWSP® Examination.  The CWSP designation is the highest certification available in wound care.  Dr. Ott specializes in wound care of the lower extremities and is a Foot and Ankle Surgeon.  He operates and sees patients every Tuesday at PCH. 
Saturday, October 31, 2020

700 W. Poplar St. Taylorville
TAYLORVILLE — This brick and cedar ranch style home has lots of space and is located in the West end on a corner lot. Custom built w/solid hardwood floors. 
Friday, October 30, 2020

Edmunds: Some popular car value myths busted
You’ve probably heard over the years a number of tips or myths regarding the value of your car. They might involve how quickly a new vehicle depreciates, for instance, or the biggest factor that influences the value of your used vehicle. But are they true, especially this year because of new pandemic-related market trends? Edmunds’ experts analyzed the most popular car value myths to find the truth behind them.
Saturday, October 24, 2020

We All Make Them. . .Here Are Five Credit Mistakes That Can Haunt You
Some credit mistakes are a lot worse than others. Little ones, like paying a credit card bill a day late, may cost you a penalty fee, but that’s a relatively minor irritation — it’s not going to stand between you and a mortgage. Other seemingly small slip-ups can lead to full-fledged disasters.
Saturday, October 24, 2020

Pana hospital opens wound clinic
PANA — Dr. Leslie Anewenah and Pana Community Hospital are pleased to announce the opening of a Wound Clinic at Pana Community Hospital.  Clinics will be offered the second and fourth Wednesday of the month from 1:00-5:00 pm. 
Saturday, October 17, 2020

Caregivers must also care (financially) for themselves
TAYLORVILLE — If you’re a caregiver, possibly for a loved one dealing with an illness such as Alzheimer’s disease, you’re probably already facing some significant emotional and physical challenges – so you don’t need any financial ones as well. Yet, they are difficult to avoid. What steps can you take to deal with them?
Saturday, October 17, 2020

Pushed Into Retirement Early Because Of The Pandemic? Here's What To Do
(NERDWALLET via AP) — The pandemic seems to be driving a surge of early retirements as businesses close or downsize and older people weigh the health risks of continuing to work.
Saturday, October 17, 2020

16 Holly Court Taylorville
TAYLORVILLE — Located on aquiet cul-de-sac, just off Lake Bertinetti, this home has a large lot, four large bedrooms, two full bath rooms and one half bath on the lower level.
Friday, October 16, 2020

Peoples Bank & Trust donates $35,000 to local schools
Peoples Bank & Trust, in partnership with the Federal Home Loan Bank of Chicago, is making an impact in populations hardest hit by COVID-19. To support remote learning costs during the pandemic, Peoples Bank & Trust is providing $5,000 to each of the follow school districts: Charleston, Ill., CUSD #1, Pana CUSD #8, Taylorville CUSD #3, Altamont CUSD #10, North Greene CUSD #3, Waverly CUSD #6, and Ball-Chatham CUSD #5.
Saturday, October 10, 2020

There's abundant evidence that sustainable investing could get a lot harder
Interest in sustainable investing is soaring, as more people become convinced that making a positive impact can be profitable as well as good for the planet and society. Unfortunately, the Labor Department doesn’t think these investments belong in your 401(k).

In June, the federal regulator proposed a rule that would restrict workplace retirement plans from investments that include environmental, social and governance considerations. Popularly known as ESG or socially responsible investing, this approach considers the sustainability of a company’s business practices.

Saturday, October 10, 2020

Nesty's Burger Join preparing for November opening downtown
In just about a month, Taylorville’s Nestor Lopez will be serving up a tasty combination of gourmet burgers and craft beer when he opens Taylorville’s newest eatery, Nesty’s Burger Joint on the south side of the square.

While Lopez is a first-time restaurant owner, he certainly isn’t new to the restaurant business. “I was working for Los Ranchero’s for about 10 years, and started with them when I came to this country from Mexico,” he said. “It’s been a path, and I’ve been planning for this for years, and when I saw the opportunity to get into this building, I just thought that now was the perfect timing.”

Saturday, October 3, 2020

Two new employees join staff at local Taylorville Credit Union
Taylorville Community Credit Union announced the hiring of Hailey Hunt and Doug Miler in the Taylorville office.  

Both individuals are full-time tellers, responsible for helping TCCU members with their day-to-day financial transactions, such as account deposits and withdrawals.

Saturday, October 3, 2020

Lessons from experienced investors
Those who have lived a long time have done a lot, seen a lot – and can teach us a lot. And that’s certainly true when it comes to investing.

Consider some of the lessons you might learn from experienced investors:

Saturday, October 3, 2020

Illinois electric cooperatives offering scholarships
Twelve 2021 IEC Memorial Scholarships available Illinois electric cooperatives will award 12 scholarships in 2021 to financially assist deserving students in the electric cooperative family.

The 12 scholarships, $2,000 each, will be awarded through the Thomas H. Moore Illinois Electric Cooperatives (IEC) Memorial Scholarship Program. Six scholarships will be awarded to high school seniors who are the sons or daughters of an Illinois electric co-op member. A seventh scholarship, the Earl W. Struck Memorial Scholarship, will be awarded to a student who is the son or daughter of an Illinois electric cooperative employee or director.

Saturday, October 3, 2020

Millennial Money: Try touchless payment to avoid dirty money
If you’re looking for a self-improvement task in this pandemic era, try teaching yourself to use contactless payments with your phone or “tap-to-pay” credit and debit cards.

Any germaphobe will tell you that the surfaces of bills and coins have always been gross. And handing your credit card to a cashier who has the sniffles and a hacking cough? Even in pre-pandemic times, also gross.

Saturday, October 3, 2020

ExpressCare Telehealth now part of Memorial App
People can now access live two-way video visits with a local healthcare provider through the Memorial app.

The service, ExpressCare Telehealth, uses video technology to allow patients to see and talk with a local advanced practice registered nurse from one of the Memorial ExpressCare clinics, all from the comfort of a patient’s home. The service is available for all individuals, even those who are not established Memorial Physician Services patients.

Saturday, September 26, 2020

Dr. Jonathan Reid voted Illinois Young Optometrist of the Year
Jonathan Reid, OD of Carlinville, IL recently received the “Young Optometrist of the Year” award presented by the Illinois Optometric Association (IOA).
Saturday, September 26, 2020

When can I shred this check? Answers to online banking FAQ
As the COVID-19 pandemic leads banking customers to lean into online technology to manage their money, those trying online banking for the first time may find themselves with questions about how to handle things previously done in person or with paper documents.

If you’re stuck on how to handle some of the practical aspects of online banking, here are answers to common questions.

Saturday, September 26, 2020

Open enrollment choices can have big financial impact
TAYLORVILLE — It’s that time of year again, where, if you work for a medium-to-large employer, you’ve got some decisions to make because it’s open enrollment time. Of course, depending on your situation, you may have been working remotely for a while, but, even so, you will likely have the opportunity to review your benefits package and make changes. And you’ll want to make the right moves, because your choices can have a big financial impact on your life.
Saturday, September 19, 2020

State proclaims September 21-27 rail safety week
CHICAGO — Governor JB Pritzker has declared September 21-27, 2020 as Illinois Rail Safety Week. This is the 7th year Illinois has set aside a week in September for a statewide awareness initiative to educate drivers and pedestrians about safety around railroad tracks and trains. In observation, and in place of in-person activities, the Illinois Commerce Commission is pleased to share rail safety facts, tips and virtual lesson plans, and resources from Operation Lifesaver. Highlighted on the ICC website and social media platforms are recent publications and materials for teachers, students, the trucking industry, and the agricultural community.
Saturday, September 19, 2020

Saving Money Is Always A Good Idea, But Perhaps Now More Than Ever
(Via AP) — I know, I know. You’ve probably heard all about how you should renegotiate your bills to save money. But that’s easier said than done, right?
Saturday, September 19, 2020

903 E. Park Taylorville
Friday, September 18, 2020

NY Fashion Week 2020: Pared down, and virtually all virtual
No celebs packing the front rows. No paparazzi chasing models down the streets. No stiletto-heeled crowds. No crowds at all, actually. Is there even a point to doing New York Fashion Week in 2020?

Well, yes, say organizers: It’s about economic survival.

“Ultimately fashion is a business, and Fashion Week is a platform for designers to do business,” says Steven Kolb, chief executive of the Council of Fashion Designers of America, which organizes the semi-annual event. “So this is about jobs ... it’s about people’s livelihoods. It”s about moving forward, but cautiously, with safety in mind.“

Friday, September 11, 2020

Some remote workers may be in for tax surprise
If the pandemic caused you to relocate across state lines, even temporarily, the next surprise could be having to file an extra tax return and potentially pay more taxes.

The issue gained national attention in May, when Gov. Andrew Cuomo of New York said out-of-state health care workers who came to help with the pandemic would face New York income taxes.

Friday, September 11, 2020

Panel will decide next week if Madigan should be disciplines or expelled
SPRINGFIELD – A special investigative committee of the General Assembly will begin meeting at the Capitol next week to decide the fate of Illinois House Speaker Michael Madigan.
Saturday, September 5, 2020

Make investments work as hard as you do
TAYLORVILLE — Labor Day is almost here. Of course, this year, the holiday may have a different impact, given the employment-related stress and disruptions stemming from the coronavirus. Yet, it’s good to recognize the value of work and its importance in achieving your life’s goals. But if you’re going to retire comfortably and reach your other financial objectives, you also need to invest – and your investments need to work as hard as you do.
Saturday, September 5, 2020

More Harm Than Good: Why Debt Settlement Isn't All It's Marketed to Be
(NERDWALLET via AP) — In a crisis, long-term planning may lose out to quick and dirty solutions — regardless of the consequences.
Saturday, September 5, 2020









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