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home : ag & business March 24, 2019

Carriker receives First Mid Chairman's Award
MATTOON — Pictured from left are Joe Dively, First Mid Chairman and CEO and Brad Carriker, winner of the Chairman’s Award for Excellence for First Mid Bank & Trust.Submitted photo
MATTOON — Pictured from left are Joe Dively, First Mid Chairman and CEO and Brad Carriker, winner of the Chairman’s Award for Excellence for First Mid Bank & Trust.
Submitted photo
MATTOON, Ill.  — First Mid Bank & Trust recently announced the recipients of the 2018 Chairman’s Award for Excellence. Among the recipient list was Brad Carriker, Christian County Community president in Taylorville. Carriker was nominated by his colleagues for his hard work and dedication to helping customers find the right solutions for their financial needs, and for playing an integral role in the Taylorville banking center’s growth.
Saturday, March 23, 2019

Donating To Missions For Taylorville
Saturday, March 23, 2019

Default On Federal Student Loans And Gov't Can Take 15 Percent Of Pay
(NERDWALLET via AP) — There’s a dirty little secret of the student debt crisis. One that affects millions of borrowers, but isn’t talked about at dinner tables, on social media or in think pieces about student loans.
Saturday, March 23, 2019

601 E Bidwell Taylorville
Don’t miss this lovely two bedroom home with two full bathrooms. Boasting over 1700 square feet, this home has had a huge family room addition on back of home that is 24’32’.
Friday, March 22, 2019

Millennial Money: 3 things that change when you own a home
You signed the papers, got the keys and opened the front door. Now, that quaint little place is all yours.
Saturday, March 16, 2019

Land of Lincoln Credit Union earns 5 star superior rating
Land of Lincoln Credit Union (LLCU) has earned a 5-Star Rating from BauerFinancial, “The Nation’s Premier Bank and Credit Union Rating Firm”. This 5-Star Rating verifies with consumers that Land of Lincoln Credit Union has superior financial strength, reliability and trustworthiness.
Saturday, March 16, 2019

Where to cut back to save for buying a home
My fiance and I are 27, debt-free and combined earn $150,000. We also live in a city with a high cost of living and rents. We both think it would be great to have our monthly payment going toward something we can own when our lease is up this summer. However, we only have $10,000 saved specifically for a down payment.
Saturday, March 16, 2019

2600 S. Spresser Street Taylorville
Custom built two story 3,200 sq. ft. home with unfinished partial poured walk-out basement.
Friday, March 15, 2019

Stupek named VP/Branch Manager at TCCU in Pana
TAYLORVILLE — Having just closed the books on its most successful year in its history, Taylorville Community Credit Union announced plans to open a fourth branch facility, in Pana. “We’re excited to announce the opening of our branch office in Pana,” admits TCCU President, Will Perkins. “We have temporarily leased space at 308 S. Poplar, until our new building can be completed. The target date for that is late autumn.
Saturday, March 9, 2019

People First Bancshares Inc. holds shareholder meeting
PANA — People First Bancshares, Inc. held its annual meeting of shareholders on March 6, 2018 at Peoples Bank & Trust in Pana, IL. During the meeting, James D. Randolph, and David T. Dorn, Jr. were reelected to three year terms as directors of the Bank and Holding Company. Other directors of the Bank and Holding company are George Hiler, David Slater, Brad Davis, Michael E. Beyers, John Gardner, and Michael M. Trexler. In other business, amendments were approved to modernize and update the company’s certificate of incorporation and bylaws.
Saturday, March 9, 2019

Midland Community Bank Donates To Food Pantry
On February 26th, Penny Larson of Midland Community Bank-Taylorville, presented a $742 check to Amy Hagan and volunteers for the benefit of the Taylorville Food Pantry.
Saturday, March 2, 2019

TCCU annual meeting scheduled for March 12
All current members of Taylorville Community Credit Union are encouraged to attend the credit union’s upcoming Annual Meeting. The combination business meeting / social event will be held Tuesday, March 12, beginning at 5:30 p.m., at the Knights of Columbus Hall in Taylorville. Reservations are required; participation is free.
Saturday, March 2, 2019

Millennial Money: Don't freak out about your emergency fund
Let’s be real: For millennials, having an emergency fund is way down on the financial worry list, behind student loan debt, medical bills or saving for a down payment.
Saturday, March 2, 2019

Borrowing from 401(k) could make situation worse
I have two sons who will be entering college in 2021 and 2022. My husband and I did the Maryland prepay plan for several years. But we quickly realized they might not want to stay in Maryland, so we stopped contributing. Then we got divorced three years ago and stopped saving for college altogether.
Saturday, March 2, 2019

900 E. Elm St. Taylorville
TAYLORVILLE — Newer ranch style homes with an open floor plan in Taylorville are hard to come by, so don't miss this one! Oh and this ranch has no steps! That's right, not a single step making it ultra handicap accessible. Constructed in 2001, this well maintained ranch has three bedrooms and two full bathrooms.
Saturday, February 23, 2019

530 & 532 W. Vine St. Taylorville
TAYLORVILLE — This two story, duplex that has been completely renovated in the past couple of years is in an excellent location.
Saturday, February 23, 2019

3816 Lake Drive South Side Bertinetti Lake Taylorville
TAYLORVILLE — From the paved driveway to the covered front porch you will fall in love with this home that has 3,700 total square feet.
Saturday, February 23, 2019

2410 White Oaks Taylorville
TAYLORVILLE — Immaculately kept and maintained home located close to Lake Taylorville, this ranch style home has 1600 sq ft on the main floor with a 1480 sq ft finished basement.
Saturday, February 23, 2019

Millennial Money: Student loan default can gut your paycheck
There’s a dirty little secret of the student debt crisis. One that affects millions of borrowers, but isn’t talked about at dinner tables, on social media or in think pieces about student loans.
Saturday, February 23, 2019

Peace Corps volunteer eager to pay down student loans
Hi, Helaine: I am a Peace Corps volunteer in Africa. I have been in my assigned country for about a year, and I have one more year to go.
Saturday, February 23, 2019

900 N. Cheney Taylorville
You would pay more to rent a house like this than you would to buy it. This ranch home is great for those looking for three bedrooms, two car attached garage and a home that has a large eat-in kitchen along with a nice size living rom. The home has beautiful hardwood floors in the living room, hallway and master bedrooms plus there are hardwood floor under the carpet in the other bedrooms.
Friday, February 22, 2019

Buying A Home By Age 35 Definitly Is Worth It Now - And Later
Nicole Christianson, a 26-year-old sales rep, was tired of writing big checks for tiny apartments. And she wanted to do more with her cash than stash it in a savings account.
Saturday, February 16, 2019

IRWA representatives go to Washington
Jeremiah Risley and Jeff Tumiati traveled to Washington, D.C. recently, along with others from the Illinois Rural Water Association (IRWA).
Saturday, February 16, 2019

RFTS nonprofit merges with the Cerebral Palsy Foundation
The Cerebral Palsy Foundation (CPF), a sixty-year old foundation based in New York City and a leading voice in the world of Cerebral Palsy and disabilities, announced today that Reaching for the Stars, A Foundation of Hope for Children with Cerebral Palsy (RFTS), one of the largest parent-led global CP nonprofits, will become part of CPF.
Saturday, February 16, 2019

Gone in a New York minute: How the Amazon deal fell apart
In early November, word began to leak that Amazon was serious about choosing New York to build a giant new campus. The city was eager to lure the company and its thousands of high-paying tech jobs, offering billions in tax incentives and lighting the Empire State Building in Amazon orange.
Saturday, February 16, 2019

Tax miscalculation should be an easy fix
Hi, Helaine: I'm planning to retire in two years, when I turn 70. For the past two years, I upped my contributions to my 401(k), and am now having 26 percent of my gross pay taken out.
Saturday, February 16, 2019

Land of Lincoln Credit Union employees name Charities of the Year
DECATUR, Ill. — Land of Lincoln Credit Union (LLCU) staff worked throughout the year to raise funds for its 2018 Charity of the Year, The Good Samaritan Inn. As a result of their efforts, LLCU staff recently delivered a donation check for $7,000. In addition, the staff at LLCU volunteered 355 hours of service to the Good Samaritan Inn in 2018.
Saturday, February 9, 2019

SCORE Decatur to host free Small Business Workshop March 9 
DECATUR, Ill. — SCORE Decatur (, mentors to America's small businesses, in partnership with the Mt. Zion Area Economic Development Corporation, will host a free one-hour workshop to aid start-up entrepreneurs on Saturday, March 9 from 10 – 11 a.m. during the Mt. Zion Expo & Taste at the Mt. Zion Convention Center in Mt. Zion, Ill.
Saturday, February 9, 2019

Widow looks for best use of life insurance money
Dear Helaine: I am almost 62 years old and my husband just passed away. He had a life insurance policy for $50,000. My only debt is the mortgage on our home, which has a remaining balance of $110,000. My monthly payment is a little more than $1,100, and that includes my escrow account covering my property taxes and homeowner's property insurance. I am paying an additional $300 to $400 a month toward the principal.
Saturday, February 9, 2019

Linda Crawford celebrates 40th anniversary at FNB
TAYLORVILLE — Linda Crawford, President, First National Bank in Taylorville, celebrated her 40th anniversary with the bank on Tuesday, February 5, 2019. The Board of Directors, Officers and employees had a small celebration to recognize her hard work and dedication to the bank.
Saturday, February 9, 2019

Linda Crawford celebrates 40th anniversary at FNB
TAYLORVILLE — Linda Crawford, President, First National Bank in Taylorville, celebrated her 40th anniversary with the bank on Tuesday, February 5, 2019. The Board of Directors, Officers and employees had a small celebration to recognize her hard work and dedication to the bank.
Saturday, February 9, 2019

Cold weather can cut electric car range over 40%
DETROIT (AP) — Cold temperatures can sap electric car batteries, temporarily reducing their range by more than 40 percent when interior heaters are used, a new study found.
Saturday, February 9, 2019

At a loss about lost deductions? IRS has some guides
NEW YORK (AP) — The new tax law has eliminated or limited some popular business deductions including those for entertainment expenses and interest on loans and credit lines. Tax professionals predict this filing season is going to be more complicated and painful as business owners see how much money they can no longer deduct.
Saturday, February 9, 2019

Anderson Jewelers to remain open as successor emerges
TAYLORVILLE — The historic Anderson Jewelers is still set to close its doors on  February 15, but, as it turns out, the closure will only be short lived.
Saturday, February 9, 2019

More Parents Than Ever Are Putting Limits On Helping To Pay For College
(NERDWALLET via AP) — Tyler Luker of Plano, Texas, is a high school junior who already knows which college he wants to attend (University of Missouri), how much it costs ($43,300 for out-of-state residents) and how much he can expect his single mother to contribute: nothing.
Saturday, February 9, 2019

812 E. Stevenson Taylorville
TAYLORVILLE — This nice bungalow has been totally remodeled inside and out! 
Friday, February 8, 2019

Do Yourself A Quick Favor This Winter And Freeze Your Credit Reports, Too
Before you tackle lofty financial resolutions like paying off debt this year, do yourself a quick favor and freeze your credit reports. It’s free, doesn’t affect your credit score and helps protect your financial future.
Saturday, February 2, 2019

National Nursing Home Collaborative recognizes Meadow Manor for high quality healthcare
Meadow Manor Skilled Nursing & Rehabilitation has been named to the Illinois National Nursing Home Quality Care Collaborative Honor Roll to recognize its performance on the Nursing Home Compare long-stay quality measures. Nursing homes on Nursing Home Quality Collaborative Honor Roll have achieved a quality measure composite score of six or less for at least one quarter, which has aligned with the top 10 percent of nursing homes in the U.S.
Saturday, February 2, 2019

Central Illinois Foodbank receives top rating for AIB audit
Central Illinois Foodbank recently scored 950 out of 1,000 possible points on an AIB International Consolidated Standards for Food Distribution Centers’ audit, which is a comprehensive food safety program.
Saturday, February 2, 2019

Pana Medical Group welcomes Coleen Rakers, ANP-C
Pana Medical Group is pleased to announce the addition of Coleen Rakers as an Adult Nurse Practitioner. Coleen has joined physicians Dr. Gloria Dycoco, Dr. Deo Quizon, Dr. Dennis Yap, and Dr. Marlon Muneses as well as Tabitha Litz, FNP.
Saturday, February 2, 2019

Memorial Medical Center earns national recognition for heart care
Memorial Medical Center was recognized as a Blue Distinction Center+ for cardiac care by Blue Cross and Blue Shield.
Saturday, February 2, 2019

No light at the end of the student loan debt tunnel
A friend of mine took out huge private student loans to pay a hefty tuition bill at a private college. It's several years later, and she's struggling to make even the minimum payments. Yes, she shouldn't have taken out those loans, but what's done is done, and she's trying to figure out how to handle her obligations in a reasonable manner.
Saturday, February 2, 2019

Aubrie Megginson Receives Certificate
Aubrie Megginson received her Cooperative Financial Professional Certificate recently.
Saturday, February 2, 2019

Demolition-debris debate simmers in Illinois as Supreme Court decides issue
SPRINGFIELD, Ill. (AP) — The roiling debate over protecting underground drinking water around rock quarries used for disposing of demolition debris has quieted for a few months as the Illinois Supreme Court decides whether the state should force landowners to drill wells for groundwater monitoring.
Saturday, January 26, 2019

EIU sees 7 percent enrollment increase this spring
CHARLESTON, Ill. (AP) — Eastern Illinois University’s enrollment has jumped 7 percent this spring semester compared with the same time last year.
Saturday, January 26, 2019

Peoria int'l. airport sets passenger record in 2018
PEORIA, Ill. (AP) — Peoria’s international airport had a record-setting year in 2018.
Saturday, January 26, 2019

Wind turbines may interfere with radar on weather apps
LINCOLN, Ill. (AP) — Wind farms in central Illinois may be interfering with the radar on weather apps, and residents should watch out for such disparities when using the resources, according to local meteorologists.
Saturday, January 26, 2019

Employee? Independent contractor? How to keep it on the up and up
NEW YORK (AP) — Small business owners who want to use independent contractors need to be sure these workers really aren’t employees.
Saturday, January 26, 2019

3 ways a new credit card can boost your side job
(NERDWALLET via AP) — These days, many of us wear different hats to earn income on the side. You might clock out of one job and into the next as a ride-hailing driver, Airbnb host, Etsy shop owner or pet sitter.
Saturday, January 26, 2019

Base retirement plans on facts, not scare tactics
Dear Helaine: My husband and I are in our mid-60s, and we're finding it harder and harder to save money because our earnings from work are going down. We have retirement savings and accounts we could tap while waiting to collect Social Security at our full retirement ages, or even later when our benefits max out at age 70.
Saturday, January 26, 2019

701 W. Vine St. Taylorville, IL
Friday, January 25, 2019

Doug Dehority returns to Land of Lincoln Credit Union in new role
Land of Lincoln Credit Union (LLCU) is pleased to announce the appointment of Doug Dehority as the Business Development Officer. Doug will be responsible for reaching out to central Illinois business owners and managers to provide financial services and products, specific to each business’ needs.
Saturday, January 19, 2019

Wellness Care Center Hosts Uniform Day
As a way to give back and thank the local law enforcement and firefighters, not only for their endless efforts during the tornado but also for the help daily, Wellness Care Center in Taylorville designated a special day Wednesday, January 16.
Saturday, January 19, 2019

Life and Money
Almost two years ago I moved into my parents' house to save money. Thanks to that decision, I've been able to pay off my student loans, and now my only debt is a car loan. I pay $530 a month, and the balance is $8,800. It comes due at the end of 2019.
Saturday, January 19, 2019

Anthony Marten, Country Agent Retires
Back some 43 years ago, in 1976, the Litchfield area was in need of a new Country Insurance Agent. After some suggestions by area businessmen and farmers, Anthony “Tony” Marten agreed to accept the challenge moving from a career teaching High School Agriculture, Student Counseling, and Farming.
Saturday, January 19, 2019

Liz Weston: 3 money tasks you need to do right now
Most financial to-do lists focus on what you need to get done by Dec. 31, but there's also a brief window early in the new year to save yourself some significant cash. Here are three tasks to consider doing now:
Saturday, January 19, 2019

Land of Lincoln Credit Union donated volunteer hours in 2018
Land of Lincoln Credit Union (LLCU) is pleased to announce that they have achieved a company-wide goal of exceeding 2,000 hours of employee volunteerism in the communities served by LLCU. As of December 31st, LLCU had a total of 2,489 hours volunteered by staff, which is the equivalent of more than 62 work weeks. This was achieved by a staff of around 120 employees.
Saturday, January 19, 2019

Former victims say Jayme Closs needs time, space
CHICAGO (AP) — Katie Beers’ joy quickly turned to deep concern when she learned 13-year-old Jayme Closs had been found alive in rural Wisconsin nearly three months after police say a man shot and killed her parents then abducted the girl from their home.
Saturday, January 12, 2019

Casner honored for years of service to state group
PANA — Trina Casner, President and CEO, of Pana Community Hospital, was honored for her years of dedicated service to the Illinois Critical Access Hospital Network (ICAHN) and its 57-hospital membership during ICAHN’s 2018 Annual Conference, held at the I-Hotel and Conference Center, Champaign.
Saturday, January 12, 2019

What The Government Shutdown Means For You And Your Mortgage
(NERDWALLET via AP) — The partial federal government shutdown is complicating the already complicated process of getting and managing a mortgage. For one thing, the political storm is like severe weather at a major airport: You can expect minor delays or worse. Also, it could mean financial hardship for some federal government employees facing mortgage payments without their regular paychecks.
Saturday, January 12, 2019

4660 Wilson Dr. Taylorville
TAYLORVILLE — A $10,000.00 reduction, from $189.900 to $179,900.00. Beautiful three bedroom and two full bath rooms located off Lincoln Trail. This home has high end kitchen with quartz counter tops and custom cabinets.
Friday, January 11, 2019

Peoples Bank & Trust contributes to Christian County YMCA
Peoples Bank & Trust recently contributed $12,000 to the Christian County YMCA to be used for various projects. Jennifer Nagle, VP Consumer Banking and Sarah Van Huss, AVP, Consumer Banking presented the checks to Chris Weittenhiller, Executive Director and CEO of the Christian County YMCA.
Saturday, January 5, 2019

No money to travel? Find places to stay for next to nothing
Credit card rewards can be your ticket — literally your plane ticket — to a dream destination. But even if you've earned what you need to get to where you're going, the accommodations could be a different story.
Saturday, January 5, 2019

Retiring From Wal-Mart
Angie White and Debby Wells will be retiring from Wal-Mart after over 32 years of service each.
Saturday, January 5, 2019

Christmas bonus comes with options for spending it
I recently received a $10,000 Christmas bonus. I own a home in a city I no longer live in that I rent out to reliable tenants, earning a modest profit. Besides my mortgage, my only other debts are $4,500 remaining on a student loan and $13,000 I still owe my parents for helping me out when I was laid off several years ago. (I'm paying them $350 a month.)
Saturday, January 5, 2019

Business Highlights
Stocks soar on Wall Street, erasing the plunge they took a day earlier, as a string of encouraging developments relieve investors who have been worried about the U.S. economy. The U.S. and China plan to hold more trade talks and the U.S. government said hiring jumped in December, a sign that trade tensions with China and other issues like rising interest rates aren’t hurting the economy. Fed Chairman Jerome Powell also emphasized that the Fed will be flexible with interest rates.
Saturday, January 5, 2019

Marten Insurance Attends Agricultural Seminar

TAYLORVILLE — Continuing to grow and keep up to date with new technology and industry standards Marten Insurance agents, Ray Marten and Sarah Lehman, attended an agricultural automation seminar co-hosted by Central Illinois Mutual Insurance Co. and Grinnell Mutual Insurance.

Saturday, December 29, 2018

Millennials have fewer credit cards than other generations, but that doesn't mean they dislike them
(NERDWALLET via AP) — Millennials would rather swipe right than swipe plastic. They love to pay their brunch tabs with cash. Debt scares them so much they don’t care about credit card rewards.
Saturday, December 29, 2018

208 E. Drennan Edinburg
Friday, December 28, 2018

Trinity Dodge Fixed
Dr Paul The Dentist
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