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home : ag & business February 22, 2020

Cutting corners is not an option for this senior
TAYLORVILLE — Pictured is Hayden Chamberlain checking over one of his many pieces of equipment he uses for his mowing and landscape business.Submitted photo
TAYLORVILLE — Pictured is Hayden Chamberlain checking over one of his many pieces of equipment he uses for his mowing and landscape business.
Submitted photo
TAYLORVILLE — Most FFA students do not start their SAE projects until their freshman year of highschool, however this is not the case for Taylorville High School senior Hayden Chamberlain.
Saturday, February 22, 2020

4500 Larry St. Wilson Acres Taylorville
TAYLORVILLE — This three bedroom family home just might be what you’re looking for! Situated on a 100’’ x 130’ corner lot this 2,000+ sq. ft.  home has been well maintained and is move in ready!
Friday, February 21, 2020

Trump's $1.5B uranium bailout triggers rush of mining plans
President Donald Trump’s $1.5 billion proposal to prop up the country’s nuclear fuel industry has emboldened at least one company to take steps toward boosting operations at dormant uranium mines around the West, including outside Grand Canyon National Park.
Saturday, February 15, 2020

Groups challenge Louisiana permits for plastics plant
Environmental and community groups that want to keep a Taiwanese company’s plastics complex out of south Louisiana went to court Friday to challenge state air quality permits.

The groups include those that sued in federal court last month to challenge the Army Corps of Engineers’ permits for the Formosa Plastics complex, which would build 10 chemical plants and four other “major facilities” on 2,500 acres (1,000 hectares) in St. James Parish.

Saturday, February 15, 2020

Dominion announces new greenhouse gas reduction goals
Dominion Energy announced this week that it will aim to reach net zero greenhouse gas emissions by 2050, an acceleration of the goals the company had previously pledged to meet.
Saturday, February 15, 2020

401(k)s hit records as workers sock away more, stocks jump
President Donald Trump likes to ask that question around the country, sometimes throwing out big gains like 90% or 95%. The average 401(k) did indeed hit a record last year, although its growth was considerably less than that.
Saturday, February 15, 2020

Presidents Day weekend rife with mattress sales, making it a smart time to shop
Here comes Presidents Day, a time to celebrate Lincoln and Roosevelt — and blowout mattress sales. These holiday-weekend bargains can be a smart opportunity to shop for a mattress if you need a new one. But choosing the right bed in your budget can be tricky if you go into the decision cold.

Do this homework before buying a mattress.

Saturday, February 15, 2020

Behind the Wheel: Are diesel engines on light duty trucks really worth it?
(EDMUNDS via AP) — Once exclusive to heavy-duty pickup trucks, diesel-powered engines have recently come to full-size light-duty trucks as well. The Chevrolet Silverado 1500, Ford F-150 and Ram 1500 are among the most popular vehicles sold in America, and each one now offers a diesel engine. But is it worth getting a diesel in a truck that isn’t meant for heavy-duty use?
Saturday, February 8, 2020

Credit union donates $1,000 to Pana Police Department
PANA — Land of Lincoln Credit Union (LLCU) announced they have donated $1,000 in LLCU Visa Gift Cards to the Pana Police Department. The gift cards can be used, at the discretion of the police force, to spread good will throughout the Greater Pana community, offering them to citizens when they see a need.
Saturday, February 8, 2020

Financial protection can be a great Valentine's Day gift
TAYLORVILLE — On Valentine’s Day, you can give your spouse or life partner a traditional gift such as candy or flowers. But once you’ve done that, why not think about something that can provide longer-lasting benefits for your loved one? Specifically, think about ways to provide a lifetime of financial protection.
Saturday, February 8, 2020

Millikin University sets new record for new students
DECATUR, Ill. — Millikin University saw an increase in enrollment of five percent for traditional undergraduate students in the spring 2020 semester. Millikin also welcomed its largest number of new traditional students for a spring semester in University history. Traditional undergraduate enrollment stands at 1,762 students compared to 1,673 undergraduate students for the spring 2019 semester, representing a 5.3 percent increase.
Saturday, February 8, 2020

Decisions You Make Now Can Help Should An Economic Downturn Arrive
(NERDWALLET via AP) — Even just talk of a possible recession can trigger anxiety for anyone who associates it with the major economic downturn of a dozen years ago. But history doesn’t always repeat itself.
Saturday, February 8, 2020

3508 Fairlane Blvd. Taylorville
Gorgeous Newer home in a desirable neighborhood just off of Lincoln Trail. This ranch style home has had many updates within the last year and has an abundance of fantastic features.
Friday, February 7, 2020

Agribusiness seminar for area farmers February 19
TAYLORVILLE — With 2020 here, the Illinois crop planting season won’t be far behind, and there are plenty of tools and updates to help farmers plan and prepare for a successful season. Upcoming Agribusiness Seminars are scheduled across the state to assist farmers on a variety of topics, including Federal Crop Insurance offerings, navigating the crop insurance claims process should devastation hit your farm, and a market outlook on grain prices for 2020.
Friday, February 7, 2020

Business Highlights
Americans weary of a seemingly endless barrage of political news may be looking for a respite during ad breaks during the Super Bowl. But this year, national politics will invade the game, as Democratic presidential candidate Michael Bloomberg and President Donald Trump will both run ads. In good news for the weary, however, those ads will likely be the exception. Most brands are taking extra care to steer clear of politics and align themselves with celebrities, hit songs, and nostalgia to avoid any potentially divisive territory. Nearly 100 million viewers are expected to tune into Fox for Sunday’s game.
Saturday, February 1, 2020

Planning for the future should be part of refinancing decision
Hi, Helaine: The hubs and I are preparing to refinance our home. In 2005, he was in a near-fatal crash that decimated our finances down to foreclosure and bankruptcy. By 2014, I had our credit score back to the low 700s, and we qualified for an FHA loan as first-time homebuyers since we hadn't owned a home in over seven years.
Saturday, February 1, 2020

EU-UK trade talks to be complicated
If you thought the drawn-out battle over the U.K.’s departure from the European Union was painful, wait until you see what comes next.
Saturday, February 1, 2020

Why credit card rewards are targeting 'convenience' spending
If you’re spending a lot on convenience — whether in the form of grocery delivery, ride-hailing or meal delivery — your credit card wants to reward you for it, while encouraging you to spend more.

Consider these recent offerings:

Saturday, February 1, 2020

Pana Chamber of Commerce accepting nominations bor Business of the Year Award
PANA — The Pana Chamber of Commerce is accepting nominations from their members as well as community members for the 2019’s Business of the Year.
Saturday, January 25, 2020

Jameson joins Decatur Memorial Hospital Medical Group
SPRINGFIELD — Dr. Travis Jameson has begun his practice at Decatur Memorial Hospital Medical Group as a nephrologist.
Saturday, January 25, 2020

New rules for retirement plan contributions, withdrawals
TAYLORVILLE — If you’ve had an IRA or 401(k) for a long time, you’re probably pretty familiar with the rules governing withdrawals and contributions  because, for the most part, they haven’t changed in years. And you may also know what’s going to happen to your IRA if you leave it to someone as part of your estate plans. But we are about to see some changes  — and you should be aware of how they may affect your individual situation.
Saturday, January 25, 2020

Edmunds tell you how to buy a high-demand car in this seller's market
(EDMUNDS via AP) — early every time a hotly anticipated new or redesigned vehicle first hits dealer lots, a number of enterprising dealerships will take the opportunity to make some additional profit. The good news for consumers is that there are ways around these markups.
Saturday, January 25, 2020

Beginning Of A Fresh Year Ideal Time To Get Serious About Financial Change
(NERDWALLET Via AP) — Overspending can be a serious downer for your budget.
Saturday, January 25, 2020

Who uses paper planners these day? Millennnials do
I(AP) — n a digital and increasingly paperless age, fans of paper planners remain enthusiastic and steadfast.
Saturday, January 25, 2020

How to make sure your donations are really useful
TAYLORVILLE — Donations come in many forms. Charitable organizations can always benefit from financial donations. But cold hard cash isn’t the only way to help a favorite charity.
Saturday, January 25, 2020

Before considering donating a car, do your research
TAYLORVILLE — There are many ways for well-intentioned men and women to donate to charity. Cash donations can be extremely valuable, as they allow charities to allocate funds immediately and in ways that serves their most glaring needs. Noncash donations can be valuable as well, though certain noncash donations may not go as far as donors think they might.
Saturday, January 25, 2020

Deductions and donations: What donors should know
TAYLORVILLE — Giving to charity is a selfless act that’s worthy of recognition. That recognition can come in many forms, and donors should know that even the “tax man” likes to reward men and women who donate to charity.
Saturday, January 25, 2020

What's right for you: There are many types of IRAs
TAYLORVILLE — Discussions about retirement planning typically include mention of  individual retirement accounts, or IRAs. IRAs are retirement investment vehicles that can be used in place of or in conjunction with 401(k) plans.
Saturday, January 25, 2020

Some smart steps to take before donating to charity
TAYLORVILLE — Donations from private citizens are the lifeblood of many nonprofit organizations. Without donations from millions of well-intentioned individuals, many charities would not be able to fulfill their missions.
Saturday, January 25, 2020

IDOR reminds businesses of minimum wage tax credit
ILLINOIS — In a January 3, 2020 article published by the website, small businesses can utilize the Minimum Wage Credit starting January 1, 2020. The new tax credit is designed to help small businesses offset the state’s minimum wage rate that will gradually increase to $15 an hour over the next six years. Businesses can claim now the credit on their quarterly Illinois Withholding Income Tax Returns.
Saturday, January 25, 2020

Who should consider a Roth conversion now?
(NERDWALLET via AP) — If you’ve saved a lot for retirement, or your parents have, you could be affected by recent changes in the rules about retirement distributions.
Saturday, January 25, 2020

Senior Center to offer free tax help for seniors
TAYLORVILLE — The Taylorville Senior Center will once again offer free tax assistance for seniors this year.
Saturday, January 25, 2020

Illinois Department of Financial and Professional Regulation warns of scam
CHICAGO — The Illinois Department of Financial and Professional Regulation is warning of a survey scam impersonating involvement from a Department official.
Friday, January 24, 2020

3828 Lake Drive Taylorville
TAYLORVILLE — Parents can cook dinner and still keep an eye on kids playing in the yard. The 1,806 sq.ft. home is ideal for a family about to purchase their first home or for a couple close to retirement and wishing to downsize to a more manageable floor design.
Friday, January 24, 2020

Illinois farmers helped by latest U.S. trade deals, but many questions remain
Illinois farmers will get a much-needed lift from two international trade agreements approved by the federal government this week, but experts are uncertain if their situations will improve in the long term.

After exchanging hundreds of billions of dollars of tariffs for more than a year, the U.S. and Chinese governments agreed to the first part of trade deal on Wednesday.

Saturday, January 18, 2020

Trouble looms for siblings expecting to inherit $1
My dad is in his late 80s and plans to leave an estate worth about $1 million. There are four adult children, including me. We all have different mothers.
Saturday, January 18, 2020

LLCU hires two new branch managers in Decatur
Land of Lincoln Credit Union (LLCU) is pleased to announce the addition of two new Branch Managers in Decatur. Curtis Sain has joined the team as Branch Manager at Prosperity Place (Decatur) and Andrea Dodd has joined LLCU as the Branch Manager at Oakland Avenue (Decatur).
Saturday, January 18, 2020

Brushing up on the basics of your credit score can give you a fresh start this year
By now, you’ve encountered the world of credit, whether it was renting your first apartment or figuring out how to pay for a kitchen remodel.

Whatever your financial goals this year, your credit is likely to play a role in achieving them. Take a fresh approach to your credit by brushing up on the basics: What really matters for your credit score? What’s the difference between a credit score and credit report? Once you’ve revisited the basics, sit back and enjoy the perks of good credit: a shot at rewards credit cards, lower mortgage or car loan rates and more.

Saturday, January 18, 2020

Peoples Bank & Trust is proud to announce seven organizational changes to improve bank operations in 2020
Ashley Basso has accepted a position as Vice President, Business Banking and Senior Deposit Officer. Ashley will directly manage business and municipal deposit relationships across all branch locations while generating new deposit and lending opportunities in the Pana area. In this role, Ashley will lead the development, delivery and operational administration of deposit products and all electronic banking services for businesses. Ashley joined the Bank in 2007 and most recently served as Vice President, Consumer Banking. She is a member of the Taylorville Memorial Hospital Auxiliary and has previously served as President of the United Way of Christian County Board of Directors.
Saturday, January 18, 2020

Are women better investors than men?
TAYLORVILLE — Most of us would probably agree that men and women frequently behave differently, and these differences often show up in professional, family and social situations. Of course, this certainly doesn’t mean either gender has an advantage in these areas. However, here’s an interesting question: Do women possess attributes that may make them better investors?
Saturday, January 11, 2020

Larry Beaty recognized for 50 years in banking
PANA — Peoples Bank & Trust recently recognized Larry Beaty’s retirement and 50 years of service in the banking industry. Larry Beaty is extremely knowledgeable of the banking industry and has a great ability and willingness to communicate that knowledge to others. He always sought new ideas, challenged old ideas, and set the highest standards for himself and those around him.
Saturday, January 11, 2020

How To Leave Room For For More Than Just Bills In Your Budget This Year
(NERDWALLET via AP) — Reporting for jury duty. Standing in line at the DMV. Going to the dentist. Making a budget.
Saturday, January 11, 2020

1225 N. Lincoln Avenue Taylorville
Entrance is to a full depth living room in which you will find space for your living room furnishings along with plenty of room for these family gatherings as they are comfortable warmed by the fireplace. The kitchen is designed for convenience in meal preparation while providing excellent cabinet and counter top space.
Friday, January 10, 2020

Business Highlights
Saturday, January 4, 2020

Here's a problem for you: While doing some holiday gift shopping online, I used my credit card and bought a sweater for myself from a small but cool clothing company. It never arrived. When I checked the tracking online, the delivery service dropped it off at the wrong address, miles from my home. When I reached out to the company, it refused to replace or refund me for the item, saying I entered the wrong ZIP code.
Saturday, January 4, 2020

2020 brings higher labor costs for small businesses
Small business owners have plenty of changes to deal with as 2020 begins — higher labor costs for many companies, and some owners will discover that they have to comply with new laws that aren’t on the books in their own states.

As of Jan. 1, there are higher minimum wages in a quarter of the states, and new federal overtime rules. The IRS has new W-4 forms owners will need to get used to. Plastic bags are on their way out at stores and other businesses in a growing number of places around the country. And California has new laws on freelancers and consumer privacy that can affect out-of-state companies.

Saturday, January 4, 2020

TCCU-Pana hires additional staff
Taylorville Community Credit Union recently added to its staff in its Pana branch office, with the hiring of Kari Marston and Heather Dagen as full-time Tellers. They assist TCCU members with their day-to-day account needs, including deposit and withdrawal transactions, as well as making VISA account payments.
Saturday, January 4, 2020

You may have to give more personal data to get personal loan
Would you feel comfortable disclosing your bank account information on a personal loan application? What about your work history? Your college major?
Saturday, January 4, 2020

What can a financial advisor do for you?
TAYLORVILLE — What does investing mean to you? If the word makes you think of transactions – buying or selling stocks and bonds – you’re looking at just part of the picture. To work toward all your goals, such as a comfortable retirement, you need a comprehensive financial strategy. And for that, you might need to work with a personal financial advisor. But what, specifically, can this type of professional do for you?
Saturday, December 28, 2019

What are your options at the end of a car lease?
(EDMUNDS via AP) — This year was a record year for lease returns, with an estimated 4 million people bringing back their vehicles to dealerships, according to Edmunds data. The trend is expected to continue in 2020 as leasing has grown in popularity.
Saturday, December 28, 2019

Cash Management Account: The High-Interest Account You've Never Heard Of
(NERDWALLET via AP) — The average interest rate for traditional savings accounts today hovers around 0.09% — but consumers can earn 10 to 20 times more interest on their money by giving high-yield options a shot.
Saturday, December 28, 2019

714 N. Powers Taylorville
TAYLORVILLE — Wonderful family home offers all the space you’ll need for family and entertaining!
Friday, December 27, 2019

How best to pay for law school
My wife has been accepted into law school. It's a private university -- a fancy, highly ranked one that costs a lot. A lot! I'm in my 40s and she's in her mid-30s. We have investment savings, and our IRAs are on par with what is expected of folks gearing up to retire in their early 60s. We also just sold our house in San Francisco, which left us with a tidy nest egg -- enough to pay for her to attend the school, with a chunk of change left over.
Saturday, December 21, 2019

Edmunds picks top fuel-sipping SUVs
Hybrids have evolved in recent years, moving on from the original Toyota Prius to a new crop of efficient crossover SUVs. These larger utility-focused vehicles combine green technology with the space and capability that today’s buyers want. The resulting fuel economy can be eye-opening as well, with 40 mpg or more becoming commonplace.
Saturday, December 21, 2019

Millennial Money: How procrastinators can win at gift-giving
Check the calendar. No, this isn’t a dream. It really is December, and Christmas Day is staring you straight in the face.

And if you celebrate Hanukkah, it’s coming even sooner.

Saturday, December 21, 2019

Business Highlights
The U.S. economy, which only recently was flashing warning signs of a worrisome slowdown, is finishing the year in stronger shape, thanks to a resilient consumer, a healthy job market and interest rate cuts by the Federal Reserve.
Saturday, December 21, 2019

Use Year-end Bonus (or Gift) Wisely
TAYLORVILLE — As 2019 draws to a close, you may be anticipating – or have already received – a year-end bonus from your employer. Or you might be receiving a substantial cash gift for the holidays. (If you’re really lucky, you might get both.) You can doubtlessly think of many ways to spend this money right now, but how can you use it to help yourself in the long run?
Saturday, December 14, 2019

Pros and cons of outgoing car model vs. redesign
(EDMUNDS via AP) — The end of the calendar year can be an exciting time for new-car buyers. Many vehicles have been redesigned and are packed with the latest technology. However, the outgoing models are still on dealer lots and likely to be discounted steeply by automakers and dealers looking to meet year-end sales goals.
Saturday, December 14, 2019

Common Shopping strategies Meant To Save Money Can Lead To Overspending
(NERDWALLET via AP) — Holiday marketers have your number, and they know how to entice you to spend.
Saturday, December 14, 2019

212 S. Broad Mt. Auburn
If you’re looking for space and lots of square footage to sprawl out, then take a look at this fantastic home.
Friday, December 13, 2019

LLCU hires Lisa Wilson as a Mortgage Loan Officer
Land of Lincoln Credit Union (LLCU) has announced Lisa Wilson is joining the team as a Mortgage Loan Officer in the Effingham branch.
Saturday, December 7, 2019

PG&E reached $13.5 billion settlement
Pacific Gas and Electric says it has reached a $13.5 billion settlement that will resolve all major claims related to devastating wildfires blamed on its outdated equipment and negligence.
Saturday, December 7, 2019

Davis and Kind introduce bipartisan bill to train & recruit court reporters
U.S. Reps. Rodney Davis (R-Ill.) and Ron Kind (D-Wis.) introduced bipartisan legislation that will reauthorize a grant program to encourage careers in realtime writing and court reporting. This bill will reauthorize the Training for Realtime Writers Act, which was passed and signed into law as part of the Higher Education Act of 2008.
Saturday, December 7, 2019

Homeowner toys with turning large lot into retirement cash
Dear Helaine: My house is in a booming neighborhood in an "it" city. I only have a $50,000 mortgage. The property would appraise for about $300,000. It's a large lot, with a house and detached garage in so-so condition. It needs some work.
Saturday, December 7, 2019

Quad County Hospice Receives Patient Satisfaction Award
Quad County agency has received Fazzi Associates CAHPS Award of Distinction Patient Satisfaction Award and has been named a national best practice agency.  

“This significant accomplishment made by Quad County employees is deserving of recognition,” stated Tom Culberson, Quad County Director. “Our local hospice team works hard every day to make sure families who choose to place their loved one in Quad County Hospice care receives the highest quality of care and compassion.” 

Saturday, December 7, 2019

Marten Insurance provides turkeys for the holidays
During the month of November Marten Insurance held a special Thanksgiving giveaway for two turkeys.
Saturday, December 7, 2019

Liz Weston: It's time to let go of shame over your debt
Many of us feel bad about our debt. Most of us probably shouldn’t.

Three-quarters of U.S. households owe money, but the vast majority pay their bills on time and have debt loads that are reasonable given their incomes.

Saturday, December 7, 2019

1610 W. Sangamon Road Taylorville
Located on 9.5 acres, this home has over 1700 sq.ft of living space on the main floor.
Saturday, November 30, 2019

1326 North 1900 East Road Taylorville
Located just 3 miles east of Taylorville. This rustic property is all you could dream of. Sitting on 2.01 acres with lots of trees, the wood sided property welcomes you inside to the 1640 sq. ft. home.
Saturday, November 30, 2019

TMH achieves '4-Star' HCAHPS rating
TAYLORVILLE — The Illinois Critical Access Hospital Network (ICAHN) recently recognized Taylorville Memorial Hospital (TMH) for its ongoing commitment to exceptional quality of care, during a ceremony held November 13th at the I-Hotel and Conference Center, Champaign, Ill.
Saturday, November 30, 2019

LLCC designated as Center for Academic Excellence in Cyber Defense
SPRINGFIELD — Lincoln Land Community College was designated a Center for Academic Excellence in Cyber Defense (CAE-2Y) at the 2019 CAE in Cybsecurity Symposium in Phoenix, Ariz. on Nov. 20. LLCC is only one of only four community colleges in Illinois to receive such a designation.
Saturday, November 30, 2019

Consider some year-end investment tax moves
TAYLORVILLE — It may be hard to believe, but we’re getting close to wrapping up 2019. And if you have a year-end to-do list, here’s one more item you might want to add: Lower your investment-related taxes. To help meet this goal, consider these moves you could make before year-end:
Saturday, November 30, 2019

5 Signs an Online Loan Is a Debt Trap
As you scan the crowded pages of Google search results for a low-cost loan, it can be difficult to decipher reputable lenders from predatory ones.
Saturday, November 30, 2019

1559 N 1250 E Road Taylorville
Just half a mile from edge of town on Mt. Auburn Blacktop
Friday, November 29, 2019

1648 N 2100 East Road Assumption, Ill.
Room to roam in this fully remodeled country home setting on 20 acres within Taylorville school district. Southern facing open floor plan with plenty of windows, this home will wow you with the updates.
Friday, November 29, 2019

Trinity Dodge Fixed
Dr Paul The Dentist
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