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home : ag & business November 12, 2018

Thinking of partnering? Some tips for business owners
When small business owners want to take on partners, the selection process needs to be carried out thoughtfully and deliberately. The wrong choice can doom not only the partnership, but the company.
Saturday, November 10, 2018


Near record rate of closures this year: What to do when a fund in your portfolio closes
The past decade has seen an explosion in new exchange-traded funds. Investors have flocked to ETFs because they trade like individual stocks, but offer the diversification benefits of mutual funds — all at a low cost.
Saturday, November 10, 2018

TMH hosts Bi-Annual Networking Luncheon
Taylorville Memorial Hospital hosted the bi-annual networking luncheon for staff of area hospitals whose work is dedicated to the elderly population on October 5. The group gathered to discuss ideas on community education efforts and how to effectively reach out to community referral sources. Hosted in the TMH Annex conference room, they were able to discuss sensitive information in a private environment.
Saturday, November 10, 2018

What to do with extra money after the b ills are paid
I am married with two young kids. Our only debts are our mortgage and $45,000 in student loans at 5.5 percent interest.
Saturday, November 10, 2018

Six $1,000 awards available in TCCU's 5th Annual Scholarship Program
For the fifth consecutive year, tri-county residents have the opportunity to help determine which six graduating seniors – two each from Taylorville, Hillsboro and Litchfield High Schools – will receive $1,000 awards from Taylorville Community Credit Union.
Saturday, November 10, 2018

TCCU celebrates credit union day at 3 locations
TAYLORVILLE — TCCU’s three branch locations were the scene of day-long celebrations Thursday, Oct. 18, as the credit union observed International Credit Union Day with open houses and, in the case of the Taylorville branch, a mid-day Italian beef lunch for members.
Saturday, November 3, 2018

Rural electric co-op awards $2,500 grants to schools
KINCAID — Rural Electric Convenience Cooperative (RECC) awarded grants to South Fork Elementary and Franklin East Grade School. Nicole Perkins of South Fork was awarded 2018’s first $2,500 grant.
Saturday, November 3, 2018

With Mobile Pay, You Can Go Without A Wallet At The Chekout Line
(NERDWALLET via AP) — When you're at the checkout line this holiday season, you could juggle your bags and dig into your purse or billfold for your credit or debit card. Or you could use that phone you're already clutching, or that new smartwatch strapped to your wrist. Many stores now accept mobile wallets, a technology that lets customers make payments via smartphone or watch.
Saturday, November 3, 2018

Rare Find - This Home Was Custom Built In 2001
TAYLORVILLE — This stylish four bedroom, 2.5 bath home has plenty of room for your entire family with over 2800 square feet of living area . Super curb appeal with brick accented front and peaked dormers make this home a show stopper.
Friday, November 2, 2018

Investigators: area mortgage lender engaged in fraud
Illinois regulators have disciplined a Lake Forest-based mortgage lending operation over negligent supervision of a branch office.
Saturday, October 27, 2018

Paycheck doesn't stretch as far as recent grad had hoped
I'll be 30 before I know it, and I feel like I should have more to show for myself. How do people handle these kinds of major expenses? I know the easy answer is to invest, but as I said, I'm not good at that.
Saturday, October 27, 2018

TCCU-Taylorville announces new staff
Taylorville Community Credit Union recently announced the hiring of new staff in its Taylorville office. With the hires of Krista Johnson and Georginia Mollet, both of whom are full-time Tellers, that facility welcomed new staff with considerable experience.
Saturday, October 27, 2018

Americans Spend More On Health Care Than On Groceries: How To Save
Americans on average spend more on health care than they do on groceries, according to the Bureau of Labor Statistics' latest Consumer Expenditure Survey. Saving money on medical care is a lot tougher than saving money on food, however. Two big culprits: opaque pricing and ever-changing insurance company rules about what's covered and what's not.
Saturday, October 27, 2018

Illinois slaughterhouse nation's biggest nitrogen polluter
A central Illinois pork-processing plant released more nitrogen from animal waste into waterways than any other slaughterhouse in the U.S., according to a report from a nonprofit environmental organization.
Saturday, October 20, 2018

China broadens propaganda drive to heartland America
China’s propaganda machine has taken aim at American soybean farmers as part of its high-stakes trade war with the Trump administration.
Saturday, October 20, 2018

New loan officer joins CNB Bank
CNB Bank & Trust, N.A. is pleased to announce the addition of Matt Koonce as Loan Officer in the CNB Taylorville, Ill. branch. Matt began his new role as Commercial/Ag Officer in Taylorville on September 17, 2018, and will administer loan accounts for the Taylorville area, as well as support loan development and management efforts. Mr. Koonce is a seasoned professional who brings years of experience in establishing new client relationships, along with consumer and agriculture loan experience to CNB.
Saturday, October 20, 2018

Dream on: Mega Millions jackpot hits $1.6 billion, thanks to worsening odds
If it seems like lottery jackpots are getting larger and larger, it’s because they are getting larger and larger.
Saturday, October 20, 2018

Warring staffers? Strategies for restoring the peace
When staffers at a small business can’t get along, many owners find that telling them “cut it out” doesn’t necessarily work.
Saturday, October 20, 2018

Four Tax Breaks For Teachers: Expense, Charitable, Lifetime Learning, vita
The flood of education-related tax advice that seems to crest during back-to-school season often centers on students or their parents. But teachers can score a few tax breaks, too — if they do their homework. Three tax pros share their own lesson plans for cutting teachers’ tax bills.
Saturday, October 20, 2018

The Best For Less partners with Pease's candy
Pease’s pleases! The famous Springfield candy company has boasted the slogan for years. Now, thanks to a collaboration with downtown Taylorville’s The Best For Less, Pease’s can now more easily please Taylorville shoppers looking to indulge their sweet tooth.
Saturday, October 20, 2018

Auction company to sell rare donated tractor to benefit Taylorville church
Aumann Auctions hosts an annual event called the Antique Tractor Fall Harvest Auction each year at their location in Nokomis, Il.  Known locally for their presence in the auction industry, they are recognized worldwide for being the leader in vintage tractor and engine auctions, which brings us to this amazing story involving the Taylorville Christian Church (TCC) located in Taylorville,
Wednesday, October 17, 2018

Single mom masterminds $700K swing from debt to savings
When Takiia Anderson graduated from Boston College Law School in 1999, she was a single mom with a 2-year-old child, nearly $100,000 in student loans and a new job as a government attorney that paid $34,102 a year. She didn’t like that math.
Saturday, October 13, 2018

Contemporary Cuts Salon Cont...
All things old become new again. — Harley King

Kate Kurlakowsky is taking that quote to heart. She recently opened up her new business in September called Contemporary Cuts Salon Cont...

Saturday, October 13, 2018

Newlyweds need to juggle extra income and retirement savings
My husband and I are recently married and have realized we are going to owe a significant chunk of money to the IRS this year, thanks to the fact that I make significantly more than he does. I know we could still contribute to an IRA for this year, and still get the tax deduction, but we both have workplace retirement plans and therefore I don't think we qualify. We have not maxed out our 401(k) contributions, however, and I was thinking that transferring some of our savings into our 401(k)s could be a good way to lower the taxes we owe. Is this a feasible option? If not, do you have another suggestion?
Saturday, October 13, 2018

Beltone Continues To Expand In Illinois
Midwest Beltone will open yet another office in the central Illinois region this month. Beltone will now operate in Taylorville, Ill. This latest expansion comes on the heels of an even greater expansion where Beltone opened offices in Springfield, Quincy and neighboring Hannibal, Mo.
Saturday, October 13, 2018

Final Day Of Pana Walmart
Not long after Pana’s Walmart closed for the final time at 7:00 p.m. on Friday, a crew removes the outside signage from the store.
Saturday, October 13, 2018

Reluctance to ask financial adviser questions is red flag
Dear Helaine: A few years ago, I began working with a financial adviser I initially liked, but whose judgment I am now questioning due to communication issues. When I email him to ask a question, I receive emails back from his assistants and colleagues, whom I don't know and haven't met with directly. I am not sure he is a fiduciary, and I'm not eager to ask outright because of these communication blunders.
Saturday, October 6, 2018

How to minimize the risk of being a cybercrime victim
SPRINGFIELD, IL – October is National Cyber Security Awareness Month, and the Ready Illinois website at www.Ready.Illinois .gov is providing links to information and tips to help people minimize the risk of being a cybercrime victim. Some of those tips include the following:
Saturday, October 6, 2018

Home Affordability Watch: The 10 Fastest-Growing Metro Areas In The US
(NERDWALLET via AP) — Raise your hand if you know someone who recently moved to Atlanta, Dallas-Fort Worth or Houston. A lot of hands went up, because those are the three fastest-growing metropolitan areas in the U.S. — and they have relatively affordable home prices.
Saturday, October 6, 2018

Here today, ghosting tomorrow - when workers simply just disappear
NEW YORK (AP) — All seemed to be going well with Randolph Rice’s new receptionist. She asked for more responsibilities and got them, and said she was happy.
Saturday, October 6, 2018

Celebrating 30 years at FNB
Saturday, October 6, 2018

2208 White Oaks Drive
TAYLORVILLE — If you are looking for a single level, low maintenance home in a highly desirable location, then 2208 White Oaks is for you . 8uilt in 2003, this modern, open concept, three bedroom and two full bath ranch has been immaculately kept and maintained with much love. Our tour begins at the end of the quiet cul-de -sac of White Oaks Drive, just off East Lakeshore Drive close to Taylorville Lake and the bike trail.
Friday, October 5, 2018

How to write a will that won't trigger a family feud
Creating an estate plan is a gift to the people you leave behind. By expressing your wishes, you're trying to guide your loved ones at a difficult, emotional time.
Saturday, September 29, 2018

"Trade, Tariffs & Tidlewave"
The Jacksonville World Affairs Council and Jacksonville Economic Development Corporation are co-sponsoring a program on October 10, 2018 at 7:00 p.m. at Lincoln Land Community College, 32 N Central Park Plaza, Room 1115, Jacksonville, Illinois.
Saturday, September 29, 2018

Good reasons to have a will
I'm a single woman in my 50s with no children, significant other or close relatives. I've never had life insurance, but I do own a condo and car.

I don't want a funeral, just a cremation and to have my ashes scattered. I've never bothered with a will because, frankly, I don't care what happens to my stuff after I die. What happens to my estate if I don't make a will? If I got hit by a bus today, there would be money left over after paying bills

Saturday, September 29, 2018

Google CEO goes to Washington, will return to meet President Trump
Google CEO Sundar Pichai went to Washington Friday to discuss concerns about the company’s business practices with members of Congress and emerged with an invitation to meet with President Donald Trump during an upcoming roundtable.
Saturday, September 29, 2018

Old Joyce's Cafe site is home to new eatery
There’s currently no kitchen, plaster hangs half scraped from the walls, paint is peeling, and there are no finishings to speak of. It’s a work in progress to say the least, but the space that formerly housed the old Joyce’s Cafe is in the middle of a renaissance.
Saturday, September 29, 2018

2208 White Oaks Drive Taylorville
Saturday, September 22, 2018

Pana Pride announces September business of month
PANA — The Pana Pride Business of the Month for September is Peoples Bank and Trust.
Saturday, September 22, 2018

2 Drudale Taylorville
Saturday, September 22, 2018

219 E. Church Mt. Auburn
Saturday, September 22, 2018

219 E. Church Mt. Auburn
This spacious brick ranch sits on large manicured lot giving you the feel of a park like setting. This home offers 2350 square feet of living and is located in the Taylorville school district.
Saturday, September 22, 2018

500 W. Poplar Taylorville
Saturday, September 22, 2018

Shh! Introverts share travel survival secrets
(NERDWALLET via AP) — Travel can be busy, noisy and crowded — a potentially daunting environment for anyone. But if you’re an introvert, it can drain your internal battery.
Saturday, September 22, 2018

Good reasons to have a will
Dear Helaine: I'm a single woman in my 50s with no children, significant other or close relatives. I've never had life insurance, but I do own a condo and car.
Saturday, September 22, 2018

Midland Community Bank celebrates 50 years
Saturday, September 22, 2018

3619 Cynthia Ct. Taylorville
Friday, September 21, 2018

Soybeans hit 10-year low on tariff announcement
Seasonal selling interest is strong as harvest is now fully underway in most areas. Corn has  dipped below important technical support levels on the chart as it has moved below the $3.45 mark. Soybean futures look worse as they have hit a 10-year low in response to record production levels that are now coming out of the field.
Wednesday, September 19, 2018

In 'golden age' of branded credit cards, shoppers cash in
(NERDWALLET via AP) — Credit cards that are affiliated with brands  such as American Airlines, Uber, L.L. Bean and Ikea  are suddenly amping up rewards for everyday purchases at restaurants, gas stations and grocery stores.
Saturday, September 15, 2018

OTC Markets Group welcomes CNB Bank shares to OTCQX
NEW YORK — OTC Markets Group Inc. (OTCQX: OTCM), operator of financial markets for 10,000 U.S. and global securities, has announced CNB Bank Shares, Inc. (OTCQX: CNBN), a full-service bank with customers throughout south-central Illinois, suburban southwestern Chicago and the St. Louis metropolitan area has qualified to trade on the OTCQX Best Market. CNB Bank Shares was previously privately-held.
Saturday, September 15, 2018

$5,000 Co-op Community Grant awarded to Prairieland Ambulance
Rural Electric Convenience Cooperative (RECC) has selected Prairieland Ambulance as the recipient of this year’s Co-op Community Grant. The gift was made possible with matching funds obtained through CoBank’s Sharing Success program. The $5,000 grant was the largest RECC has donated to a single organization.
Saturday, September 15, 2018

Taking over parents' mortgage is risky proposition
Dear Helaine: My husband's parents recently asked my husband if he and I would be able to take over their mortgage payments when my mother-in-law retires in just over a year. My father-in-law no longer works due to a disability.
Saturday, September 15, 2018

Apple, Firefox tools aim to thwart Facebook, Google tracking
NEW YORK (AP) — Facebook and other companies routinely track your online surfing habits to better target ads at you. Two web browsers now want to help you fight back in what’s becoming an escalating privacy arms race.
Saturday, September 15, 2018

1004 N. Heights Taylorville
TAYLORVILLE — This ranch home is a great fit for it’s located minutes away from grocery store, hospital, doctors office and schools.
Friday, September 14, 2018

Midland Community Bank celebrating 50 years
KINCAID — “It’s fantastic. With the makeup of banking today, we’re very proud to be celebrating this milestone with a continued commitment to community banking,” President of Midland Community Bank Bill Ruyle said. He was referencing the bank’s 50-year anniversary.
Saturday, September 8, 2018

Peoples Bank And Trust Donates To Food Pantry
Saturday, September 8, 2018

Don't be afraid to test-drive your car salesperson
If you work with a good car salesperson, the shopping process can actually be fun and you'll be more confident you're getting a good deal.
Saturday, September 8, 2018

Intent on getting a big raise? You may have to quit your job
WASHINGTON (AP) — Despite one of the best job markets in decades, workers across the U.S. economy are struggling with a common frustration: What does it take to finally get a decent raise?
Saturday, September 8, 2018

2 MANOR COURT SOUTH SIDE BERTINETTI
Come home to this prestigious Lake Bertinetti home. 2 Manor Court located on the South side of Bertinetti Lake addition has everything you are looking for. It all starts with curb appeal. Mature shade trees, manicured lawn and professionally designed landscaping put you at ease.
Friday, September 7, 2018

4 ways to get a sale price when there isn't a sale
If you don't see a sale sign, it doesn't mean you can't get a deal. Here are four ways you could save money the next time you shop online or in person.
Saturday, September 1, 2018

How to handle a salary bump
I'm 33 years old. After years of earning a modest salary, I moved to a new company two years ago and got a substantial pay bump. I spent the first year saving for a down payment on a house, and bought a small condo six months ago. I now have a four-month emergency fund, but only put 4 percent of my income in a retirement account. I've recently gotten another raise in the form of increased commission payments, and after adding some small luxuries, I now have an average of another $300 a month.
Saturday, September 1, 2018

US rejects request for information on Idaho wolf attacks
Investigations into livestock deaths in Idaho blamed on wolves don’t have to be made public, the U.S. government says.
Saturday, September 1, 2018

New Ophthalmologist to Perform Surgeries at PCH
Pana Community Hospital is pleased to announce Ophthalmologist Dr. Patrick Butler will begin performing cataract and other eye surgeries at Pana Community Hospital beginning September 12. Dr. Butler will be at PCH the second Wednesday of every month.
Saturday, September 1, 2018

Menards ranks highest in customer satisfaction with home improvement retailers
Menards ranks highest in customer satisfaction among home improvement retailers for the first time, according to the J.D. Power 2018 Home Improvement Retailer Satisfaction Study,SM released today. Consumer spending on home improvement is on the rise, with an expected increase of 5.3% in 2018, to approximately $387 billion.[1]
Saturday, September 1, 2018

CTI named one of nation's fastest growing companies
TAYLORVILLE — Ever heard of PopSockets? Even if the name isn’t immediately recognizable, their product probably is. The company makes the knob-like handles that are attached to the back of seemingly every smart phone these days. As it turns out, It’s been a wildly successful business venture.
Saturday, August 25, 2018

McClure Funeral Home changing to meet family needs
TAYLORVILLE — Life and death are one thread, the same line viewed from different sides. — Lao Tzu

Certainly everyone knows that death is a part of living. McClure Funeral Home in Taylorville recently completed some remodeling in their facility that will help make that experience a little better for the families they serve.

Saturday, August 25, 2018

Lovely Home With Lots of Storage
Friday, August 24, 2018

Remind your college students of what really matters with their first credit card
Getting your first credit card is like moving into your first apartment: It’s exciting, empowering — and, once you get used to it, pretty underwhelming.
Saturday, August 18, 2018

TMH introduces new inpatient dining
Taylorville Memorial Hospital recently implemented a new inpatient dining experience for acute care and swing bed patients.
Saturday, August 18, 2018

Blake Davis Receives Certified Financial Planner Certification
Blake Davis of the financial services firm Edward Jones in Taylorville has been authorized by the Certified Financial Planner Board of Standards (CFP Board) to use the certification mark CFP®.
Saturday, August 18, 2018

Glen Haven Memorial Gardens adds columbarium
Glen Haven Memorial Gardens has recently announced the addition of their new columbarium.
Saturday, August 18, 2018

The good stepmother
Hi, Helaine: My husband has a daughter and two sons, all in their 30s, from his former marriage. At various times, they've all asked him for money for things like a car or medical bills. He's given it. While the sums each child receives are not identical, they are more or less in line with each other.

Now his daughter wants to buy an apartment. He's thinking of offering her a significant sum. I'm not against the gift -- our finances are separate -- but I am concerned this rather large present will mean the sons will expect the same on principle. That's a lot of money! But if they don't get it, I'm afraid they will make her life hell. These three don't get along so well as it is.

I'm not sure how to advise my husband. Strict equality? To each according to his needs? Favorite child?

Saturday, August 18, 2018












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