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home : ag & business September 20, 2019

C.E.F.S. recognizes Ashley Belle for Community Service Excellence
EFFINGHAM, Ill. — C.E.F.S. Economic Opportunity Corporation recently awarded the Community Service Excellence Award at their 2019 Annual Board of Directors meeting. Pictured from left are Ashley Belle of U of I Extension Office in Christian County and Board Chairperson Jean Finley.Submitted photo
EFFINGHAM, Ill. — C.E.F.S. Economic Opportunity Corporation recently awarded the Community Service Excellence Award at their 2019 Annual Board of Directors meeting. Pictured from left are Ashley Belle of U of I Extension Office in Christian County and Board Chairperson Jean Finley.
Submitted photo
C.E.F.S. Economic Opportunity Corporation recently showcased their 54th year of accomplishments that demonstrated that community action helps people and changes lives. During the 2019 annual meeting some very special people and organizations were recognized as valuable community partners who enhanced the level of service to those in need. According to C.E.F.S. Chief Executive Officer Kevin Bushur, “Without community partners like Ashley Belle, Ph.D. it would have been difficult to attain and achieve the agency outcomes and successes.”
Saturday, September 14, 2019

Decode your credit card's terms and conditions like a pro
Sifting through a credit card's terms and conditions can be daunting. The language isn't always straightforward, and it's not uncommon to feel lost.

Two-thirds of consumers report fully understanding credit cards' rewards offerings, according to J.D. Power's 2019 Credit Card Satisfaction Study . And cardholder satisfaction with issuers' explanation of terms scored low in comparison to other card features and services.

Sunday, September 15, 2019

CCDC offering two homes for sale in county
Christian County Development Corporation (CCDC) recently opened a realty company in order to market homes for sale for low and middle income residents of the county. Two of those homes - one in Taylorville and one in Pana - will have open houses on Wednesday, Sept. 18.
Saturday, September 14, 2019

Surprise retirement package upsets plans for the future
I'm a 63-year-old corporate executive and was unexpectedly offered an early retirement package as part of a corporate downsizing. The package is OK, but nowhere near enough to carry my wife and myself through the next few years. I don't want to file for Social Security till my late 60s, so I can get the full benefit.

I can turn it down, but then I could be let go with a much smaller package if there are layoffs. I don't have a pension, but I have a substantial amount in my 401(k). I was counting on having another four or five years to beef up my savings between contributions and appreciation. Now what do I do? Who's going to hire me at a salary anywhere near what I was making? How can I recover from this?

Saturday, September 14, 2019

World champion powerlifter coming to The Lockup Gym
World renown bodybuilder and powerlifter C.T. Fletcher has a pretty inspiring story, and he’s coming to The Lockup Gym in Taylorville to share it with all his iron-addict faithful.

On his website, Fletcher recounts his escape from an abusive father and the almost overwhelming barrage of health issues that have plagued him throughout his life; the gym has always been his sanctuary. In his times of duress, he has always turned to the gym, and he’s always persevered. In fact, he is a six-time world champion powerlifter, including a three-time world bench press champ and a three-time world strict curl champ. He’s also the owner of the Iron Addicts Gym.

Saturday, September 14, 2019

Who should pay for restaurant mishap?
Dear Helaine: Earlier this week, I met one of my gal pals for lunch at a restaurant near my home. As the waiter cleaned the table, a plate slipped and sauce spilled on my friend's dress. 
Saturday, September 7, 2019

1200 Roosevelt Road Taylorville
Check out this adorable and tastefully remodeled ranch in a wonderful neighborhood. This home is situated on nearly one acre lot on the North side of Bertinetti Lake.
Friday, September 6, 2019

Business Highlights
Saturday, August 31, 2019

Solo business owners struggle for profits, report says
The majority of small business owners who work solo struggle to make their companies profitable.
Saturday, August 31, 2019

Local Remodeler honored at National Conference
Angie Moats, Sales/Designer of DreamMaker Bath & Kitchen of Springfield, Illinois, was awarded the coveted National Salesperson of the Year during the 2019 National Conference.
Saturday, August 31, 2019

HSHS Medical Group Neuroscience Specialty Clinic seeing patients in Taylorville
Neurologist Todd Elmore, MD, FAAN, and Andrea Jones, APRN, now see patients in Taylorville. HSHS Medical Group Neuroscience Specialty Clinic - Taylorville is located at 1304 W. Burnett Dr., Taylorville, Illinois.
Saturday, August 31, 2019

Why streaming services are the new credit card rewards binge
When it comes to credit card rewards, it’s not all about gas, groceries and restaurants anymore. Issuers are moving beyond suburban staples to include millennial-friendly categories such as transit and streaming subscriptions.
Saturday, August 31, 2019

Buying a bigger house has more risks than rewards
My boyfriend and I are in our late 50s, and we live together in a house I own, along with his two teenage children from a previous relationship. He would like to sell my house and purchase a larger, more expensive house closer to his work and the children's schools. I am not so sure this is the retirement-smart thing to do, given our ages and the expenses incurred by our adult children from previous relationships.
Saturday, August 31, 2019

Small businesses can provide active shooter training to staffers
NEW YORK (AP) — Although mass shootings do happen in workplaces like the Walmart in El Paso, Texas, where 22 people were killed earlier this month, small businesses are more likely to be the setting for gun violence — dozens of attacks happen at companies every year, killing hundreds of people. Many of the attackers are disgruntled current or former employees, or staffers’ angry relatives or rejected lovers.
Saturday, August 24, 2019

Talia's Cookies: Fine Italian desserts on the square
TAYLORVILLE — With Florinda’s right next door, Tina Coash jokes that the east side of the Taylorville square is Taylorville’s equivalent of Little Italy.
Saturday, August 24, 2019

Extraordinary nurses to be recognized at TMH
TAYLORVILLE — Nurses at Taylorville Memorial Hospital (TMH) are being honored with The DAISY Award for Extraordinary Nurses. The award is part of the DAISY Foundation's mission to recognize the extraordinary, compassionate nursing care they provide patients and families every day.
Saturday, August 24, 2019

Local Edward Jones welcomes Travis Magoulias
TAYLORVILLE — Taylorville’s newest Edward Jones broker, Travis Magoulias, has been hard at work in the community for the last couple of months.
Saturday, August 24, 2019

Lifestyle Creep: For Some Millennials More Money Can Lead To More Problems
(NERDWALLET via AP) — A few years ago, my best friend said something that really stuck with me. The gist was this: It doesn’t matter whether you make $25,000 or $100,000 a year — you’ll still feel like you don’t have enough money.
Saturday, August 24, 2019

2314 Northshire Taylorville
TAYLORVILLE — 2400 sq ft. of living space plus another 1300 basement that could be finished.
Friday, August 23, 2019

California's 113-month job growth ties record set in 1960s
Saturday, August 17, 2019

Dollar General now open in Assumption
Dollar General’s newest store at 402 S. Business 51 in Assumption is now open! In its new location, Dollar General will offer area residents a convenient new place to shop for everyday essentials at low prices.
Saturday, August 17, 2019

Battle between daughters could alter their inheritance
I am a senior widow and have been working with my advisers to leave everything equally in my will. However, I was shocked to learn recently that my younger daughter and her husband told my older daughter's ex-husband that my older daughter was getting money from me. The ex -- who is a high-net-worth individual -- took my daughter back to court and is now trying to get his alimony payments reduced.
Saturday, August 17, 2019

For the second time, CTI appeared on the Inc. 5000, ranking No. 2132
Inc.magazine today revealed that CTI ranked No. 2132 on its annual Inc. 5000 list, the most prestigious ranking of the nation’s fastest-growing private companies. Microsoft, Dell, Domino’s Pizza, Pandora, Timberland, LinkedIn, Yelp, Zillow, and many other well-known names gained their first national exposure as honorees on the Inc. 5000.
Saturday, August 17, 2019

Whether a debt is good or bad for you depends on how it fits into your budget
Are student loans good debt that can open the door to a career or an insurmountable burden? Is all credit card debt a sign of reckless spending, or can it be a smart way to cover an expense? In general, no form of debt is inherently “good” or “bad.” What makes it good or bad is how it fits into your overall financial picture.
Saturday, August 17, 2019

Use Your Personal Loan Rejection As Motivation To Get Approval Next Time
Getting rejected for a personal loan can feel like a punch to the gut. It’s easy to get discouraged, especially if it delays plans to consolidate debt or renovate your home.
Saturday, August 10, 2019

Former farm takes shape as Illinois high tech hub
On land once envisioned for the gridiron of the Chicago Bears, likenesses of elk roam today instead.

Those 29 bronze figures represent the massive $1 billion Elk Grove Technology Park under development on what had been the largest remaining tract of land near O’Hare International Airport. Scores of developers have long pursued the 70-acre site, home to the Busse family farm since the 19th century. The land still yielded wheat, oats and alfalfa into the 21st century, even as suburbia grew around it.

Saturday, August 10, 2019

Mayors meet for broadband summit with Davis
U.S. Rep. Rodney Davis (R-Ill.) hosted a Rural Broadband Summit earlier this week at Blackburn College in Carlinville to discuss available federal resources for rural broadband services and the need for expanded services to these areas. He was joined by Douglas Wilson, State Director, Rural Development, USDA.
Saturday, August 10, 2019

Small biz: Lending money to staffers is problematic
Many small business owners lend money to staffers who are short of cash before payday or who have unexpected expenses or crises. The risk bosses face is not getting paid back.
Saturday, August 10, 2019

Helping aging parents requires a soft touch
My brother and I are trying to figure out how to support my dad and my stepmom, who only have a small income from Social Security. Her daughter and grandchild live with them, but my stepsister doesn't have much money either. She's barely earning minimum wage.
Saturday, August 10, 2019

Indiana casinos looking for jump on Midwest sports betting
INDIANAPOLIS (AP) — Indiana casinos are racing ahead with preparations to launch legalized sports betting in early September, looking to seize an advantage over competitors in Chicago and other nearby large markets where such wagers aren’t yet allowed.
Saturday, August 3, 2019

Life and Money
Dear Helaine: Help me decide what I should do. I'm a 53-year-old who had it all but lost everything in the recession beginning 10 years ago. I sold off real estate at a loss, closed my business and tried to pay everything I owed. In the end, I had to declare bankruptcy after running through my retirement funds.
Saturday, August 3, 2019

Memorial Employees donate nearly $252,000 to annual fundraising campaign
SPRINGFIELD — Memorial Medical Center Foundation's 31st annual employee giving campaign raised $251,951 to improve the lives of patients and co-workers throughout Memorial Health System.
Saturday, August 3, 2019

Gordmans partners with No Kid Hungry to help end childhood hunger
TAYLORVILLE — Across America, 13 million kids live with hunger, and 22 million rely on free or reduced-priced school lunches. Gordmans, part of the Stage community of stores, is partnering with No Kid Hungry to ensure children have access to the nutrition they need through programs in their schools and communities such as school breakfast and summer meals.
Saturday, August 3, 2019

Halfway through the year is an ideal time to check on your finances
(NERDWALLET via AP) — A typical July includes vacations, travel, shopping, weddings and beaches. Budgets? Not really.
Saturday, August 3, 2019

Tasteful Home With All The Amenities
TAYLORVILLE — Attractive from the street, this 2000 sq. ft. ranch home has more to offer than meets the eye. Three large bedrooms, 2 full baths plus another room that can be used as a nursery or home office. Main floor laundry with lots of storage space inside as well as in the attached 2.5 car garage.
Friday, August 2, 2019

CCFS donates to local ag youth programs
Christian County Farmers Supply Company utilizing dollar for dollar matching donations from CoBank (Sharing Success), and GROWMARK Inc. (Enduring Commitments) donated $15,000 to Christian County based agriculture youth programs at the Christian County Fair Agricultural Luncheon on Thursday July 25. The matching donation programs are applied for by FS Member Companies and awarded to good causes throughout the FS System.
Wednesday, July 31, 2019

Mom leaves more money to siblings with children
Dear Helaine: My brother and sister both have kids. I don't. My mother recently changed her will so that instead of each of us getting a one-third share of her estate when she dies, my siblings receive more than me because they have children, and, she believes, they will need more money.
Saturday, July 27, 2019

App lets Memorial patients schedule appointments
SPRINGFIELD — Patients at five Memorial Physician Services clinics can now use an app to self-schedule appointments with their physicians and nurse practitioners.
Saturday, July 27, 2019

Jamison retires as chairman of the board at FNB
TAYLORVILLE — First Bancorp of Taylorville, Inc., parent holding company of First National Bank in Taylorville announces the retirement of George R. Jamison as Director and Chairman of the Board.  
Saturday, July 27, 2019

Credit Scores Are Up, But Americans' Understanding Of Credit Is Declining
(NERDWALLET via AP) — Well done, America. Credit scores across the nation are going up. On the other hand, knowledge of how credit works is declining.
Saturday, July 27, 2019

1610 W. Sangamon Rd. Taylorville
TAYLORVILLE — Located on 9.5 acres this home has over 1,700 sq. ft. of living space on the main floor. There are three bedrooms and two full baths. There is a living room and a family room. The kitchen has lots of cabinets and is open to the dining room and family room.
Friday, July 26, 2019

How to support difficult parents
My father has always been the type of person who lived with the idea of "sticking it to the man" as an undertone to his life. As I was growing up, my parents saved enough money to buy a house, which is almost fully paid off, but that was about it. They saved little money, and my father's jobs rarely lasted long. He would find another job and then things seemed stable again. Money was always tight. But about 20 years ago, it seemed like things changed. My father set up as a contract computer programmer. He was successful for several years, and was finally able to set money aside. But then that ended, too.
Saturday, July 20, 2019

Business Highlights
Saturday, July 20, 2019

TMH Cardiac and Pulmonary Rehabilitation Programs certified by industry leader
Taylorville Memorial Hospital is proud to announce the certification of its cardiac and pulmonary rehabilitation programs by the American Association of Cardiovascular and Pulmonary Rehabilitation (AACVPR). This certification is recognition of TMH’s commitment to improving the quality of life of patients by enhancing standards of care.
Saturday, July 20, 2019

Assumption's 1905 Brewing eying summer 2020 comeback
Like a phoenix rising from the ashes, 1905 Brewing in Assumption is hoping to come back better than ever from the February fire that claimed the brewery’s previous location.
Saturday, July 20, 2019

What to do when back to school bites you in the budget
It might seem like you've been saving for back to school since you packed your children's backpacks last fall. But after replacing worn-out erasers, outgrown clothes and an outdated laptop, you may still feel the financial pinch.
Saturday, July 20, 2019

Wright's Furniture & Flooring expanding business to Taylorville
Wright’s Furniture & Flooring will be expanding its business to Taylorville. Wright’s Furniture Chairman Tom Wright and President John Wright are proud to announce that the family-owned business bought Jensen’s Home Furnishings, and the transition should be complete by August 1.
Saturday, July 20, 2019

LLCC to host construction and welding expo
SPRINGFIELD — Lincoln Land Community College will showcase hands-on training programs available in Taylorville at the Construction and Welding Expo Monday, July 29, from 6-8 p.m. Prospective students are invited to this free event at LLCC-Taylorville’s north building, 800 South Spresser. No registration is needed.
Saturday, July 13, 2019

Learn These Shopping Tips And Figure Out A Good Time To Buy Almost Anything
(NERDWALLET via AP) — There’s a best time to buy just about anything , but knowing which product will go on sale at what time isn’t always easy.
Saturday, July 13, 2019

Peoples Bank & Trust recipient of IBA Community Service Award
PANA — Peoples Bank & Trust has been chosen by the Illinois Bankers Association to receive a 2019 Community Service Award.
Saturday, July 13, 2019

837 E. 1175 North Rd. Taylorville
Friday, July 12, 2019

Hundreds enjoy TCCU member appreciation day
More than 400 people recently joined in TCCU Taylorville’s annual Member Appreciation Day event. Near-perfect weather combined with the appeal of a picnic-style lunch to swell the number of attendees. “We had staff and Board members cooking over the grill the whole time between 11:30 and 1:00,” says Wil Perkins, TCCU President. “It was great!
Saturday, July 6, 2019

How I ditched debt: 'It made our marriage so strong'
Ray Robertson’s debt-payoff journey involves two fateful conversations across the ocean from where he grew up.
Saturday, July 6, 2019

Business Highlights
US adds solid 224,000 jobs, making Fed rate cut less certain

WASHINGTON (AP) — The strength of the jobs report the government issued Friday could complicate a decision for the Federal Reserve late this month on whether to cut interest rates to help support the economy. Most investors have anticipated a rate cut in July and perhaps one or two additional Fed cuts later in the year. That scenario may be less likely now.

Saturday, July 6, 2019

Silicon Valley house offers family several options
I own a single-family home in the Silicon Valley. There's about $1 million equity in it and an annual property tax of $2,000 (thanks to Proposition 13, which limits annual tax increases).

I no longer live in the area. I advised my adult children that they could live in the house by building a second story and renting out the first floor, much as I am doing now. (I'm currently receiving about $6,000 from a tenant.) That way, they could build the second story with some of the equity that's in the house, and their mortgage payments would be covered by the rent.

Saturday, July 6, 2019

Life and Money
Dear Helaine: I want to know what to do with my small but steadily increasing savings. I'm one year into a new career after staying home with a small child while grinding away at school. My husband supported us so we could (painfully) survive on just his income. He grew up middle class, so he graduated with no student loans and $200,000 from a trust he won't touch. He works a union job that pays OK and has a good pension plan.
Saturday, June 29, 2019

SEC's new rule on brokers: What it means for you
(AP) — The SEC recently passed new regulations it says will ensure that brokers act in their clients’ “best interest.” But what does that mean for you?
Saturday, June 29, 2019

Experts Explain How To Join In The Fastest Growing Industry In The US
(NERDWALLET via AP) — Marijuana is having a moment. Experts recently dubbed cannabis the fastest-growing industry in the U.S. Legal weed generated $10.4 billion in the United States in 2018, and the number of "plant-touching" jobs is expected to pass 500,000 by 2022 , according to New Frontier Data, a cannabis market research and data analysis firm.
Saturday, June 29, 2019

Wollerman sworn in for 2nd full term as ROE supt.
ILLINOIS — Julie Wollerman, Regional Superintendent for Bond, Christian, Effingham, Fayette, and Montgomery Counties was sworn in on Friday, June 28, 2019 for her second full-term of office. She was sworn in by the Honorable Judge J. Marc Kelly of the Fourth Judicial Circuit in the courtroom of the historic Fayette County Courthouse.
Saturday, June 29, 2019

Experts see potential in Facebook's currency for the developing world
NEW YORK (AP) — Europeans and Americans have their Visa and Mastercards. For everyone else, here comes ... Libra?
Saturday, June 29, 2019

Taylorville credit union once again receives five star rating
CORAL GABLES, Fla. — Taylorville Community Credit Union, Taylorville, Illinois has achieved another Superior 5-Star Rating from BauerFinancial, the Nation’s Premier Bank and Credit Union Rating Firm.
Saturday, June 29, 2019

126 Hickory Kincaid
Friday, June 28, 2019

Diversion of customs agents slows Global Entry interviews
The Trump administration’s decision to shift some Customs and Border Protection agents to the southern border is leading the agency to cancel some interviews for the Global Entry traveler-screening program.
Saturday, June 22, 2019

US-China trade war, sea row in ASEAN summit spotlight
Southeast Asian leaders will commit to conclude a long-delayed regional trade pact this year despite lingering odds to fend off risks from a protracted U.S.-China trade war when they gather for a weekend summit in Thailand.
Saturday, June 22, 2019

What to do with money left over from the sale of a house
I recently sold my house and bought another one. I did a 20% down payment, received a decent interest rate on the mortgage, and still have funds left over from the sale. I don't want them to sit around doing nothing in my savings account, but I'm sort of undecided about what I should do.
Saturday, June 22, 2019

29 West Motel Gets New Name
29 West Motel would like to announce a name change to the motel, it will now be called Economy Inn.
Saturday, June 22, 2019

A few simple ways to save and manage money during a military deployment
While serving in the U.S. Marine Corps, Erik Goodge   was severely wounded during a deployment to Afghanistan. After returning home, the veteran became passionate about finances as he navigated his post-military life and benefits.
Saturday, June 22, 2019

Jenner Ag selected as finalist for the Great Game of Business 2019 All-Star Awards
Jenner Ag has been selected as one of the finalists for the Great Game of Business All-Star Award for the sixth consecutive time.
Saturday, June 22, 2019

Trinity Dodge Fixed
Dr Paul The Dentist
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