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home : ag & business January 19, 2020

Trouble looms for siblings expecting to inherit $1
My dad is in his late 80s and plans to leave an estate worth about $1 million. There are four adult children, including me. We all have different mothers.
Saturday, January 18, 2020

Illinois farmers helped by latest U.S. trade deals, but many questions remain
Illinois farmers will get a much-needed lift from two international trade agreements approved by the federal government this week, but experts are uncertain if their situations will improve in the long term.

After exchanging hundreds of billions of dollars of tariffs for more than a year, the U.S. and Chinese governments agreed to the first part of trade deal on Wednesday.

Saturday, January 18, 2020

LLCU hires two new branch managers in Decatur
Land of Lincoln Credit Union (LLCU) is pleased to announce the addition of two new Branch Managers in Decatur. Curtis Sain has joined the team as Branch Manager at Prosperity Place (Decatur) and Andrea Dodd has joined LLCU as the Branch Manager at Oakland Avenue (Decatur).
Saturday, January 18, 2020

Brushing up on the basics of your credit score can give you a fresh start this year
By now, you’ve encountered the world of credit, whether it was renting your first apartment or figuring out how to pay for a kitchen remodel.

Whatever your financial goals this year, your credit is likely to play a role in achieving them. Take a fresh approach to your credit by brushing up on the basics: What really matters for your credit score? What’s the difference between a credit score and credit report? Once you’ve revisited the basics, sit back and enjoy the perks of good credit: a shot at rewards credit cards, lower mortgage or car loan rates and more.

Saturday, January 18, 2020

Peoples Bank & Trust is proud to announce seven organizational changes to improve bank operations in 2020
Ashley Basso has accepted a position as Vice President, Business Banking and Senior Deposit Officer. Ashley will directly manage business and municipal deposit relationships across all branch locations while generating new deposit and lending opportunities in the Pana area. In this role, Ashley will lead the development, delivery and operational administration of deposit products and all electronic banking services for businesses. Ashley joined the Bank in 2007 and most recently served as Vice President, Consumer Banking. She is a member of the Taylorville Memorial Hospital Auxiliary and has previously served as President of the United Way of Christian County Board of Directors.
Saturday, January 18, 2020

Are women better investors than men?
TAYLORVILLE — Most of us would probably agree that men and women frequently behave differently, and these differences often show up in professional, family and social situations. Of course, this certainly doesn’t mean either gender has an advantage in these areas. However, here’s an interesting question: Do women possess attributes that may make them better investors?
Saturday, January 11, 2020

Larry Beaty recognized for 50 years in banking
PANA — Peoples Bank & Trust recently recognized Larry Beaty’s retirement and 50 years of service in the banking industry. Larry Beaty is extremely knowledgeable of the banking industry and has a great ability and willingness to communicate that knowledge to others. He always sought new ideas, challenged old ideas, and set the highest standards for himself and those around him.
Saturday, January 11, 2020

How To Leave Room For For More Than Just Bills In Your Budget This Year
(NERDWALLET via AP) — Reporting for jury duty. Standing in line at the DMV. Going to the dentist. Making a budget.
Saturday, January 11, 2020

1225 N. Lincoln Avenue Taylorville
Entrance is to a full depth living room in which you will find space for your living room furnishings along with plenty of room for these family gatherings as they are comfortable warmed by the fireplace. The kitchen is designed for convenience in meal preparation while providing excellent cabinet and counter top space.
Friday, January 10, 2020

Business Highlights
Saturday, January 4, 2020

Here's a problem for you: While doing some holiday gift shopping online, I used my credit card and bought a sweater for myself from a small but cool clothing company. It never arrived. When I checked the tracking online, the delivery service dropped it off at the wrong address, miles from my home. When I reached out to the company, it refused to replace or refund me for the item, saying I entered the wrong ZIP code.
Saturday, January 4, 2020

2020 brings higher labor costs for small businesses
Small business owners have plenty of changes to deal with as 2020 begins — higher labor costs for many companies, and some owners will discover that they have to comply with new laws that aren’t on the books in their own states.

As of Jan. 1, there are higher minimum wages in a quarter of the states, and new federal overtime rules. The IRS has new W-4 forms owners will need to get used to. Plastic bags are on their way out at stores and other businesses in a growing number of places around the country. And California has new laws on freelancers and consumer privacy that can affect out-of-state companies.

Saturday, January 4, 2020

TCCU-Pana hires additional staff
Taylorville Community Credit Union recently added to its staff in its Pana branch office, with the hiring of Kari Marston and Heather Dagen as full-time Tellers. They assist TCCU members with their day-to-day account needs, including deposit and withdrawal transactions, as well as making VISA account payments.
Saturday, January 4, 2020

You may have to give more personal data to get personal loan
Would you feel comfortable disclosing your bank account information on a personal loan application? What about your work history? Your college major?
Saturday, January 4, 2020

What can a financial advisor do for you?
TAYLORVILLE — What does investing mean to you? If the word makes you think of transactions – buying or selling stocks and bonds – you’re looking at just part of the picture. To work toward all your goals, such as a comfortable retirement, you need a comprehensive financial strategy. And for that, you might need to work with a personal financial advisor. But what, specifically, can this type of professional do for you?
Saturday, December 28, 2019

What are your options at the end of a car lease?
(EDMUNDS via AP) — This year was a record year for lease returns, with an estimated 4 million people bringing back their vehicles to dealerships, according to Edmunds data. The trend is expected to continue in 2020 as leasing has grown in popularity.
Saturday, December 28, 2019

Cash Management Account: The High-Interest Account You've Never Heard Of
(NERDWALLET via AP) — The average interest rate for traditional savings accounts today hovers around 0.09% — but consumers can earn 10 to 20 times more interest on their money by giving high-yield options a shot.
Saturday, December 28, 2019

714 N. Powers Taylorville
TAYLORVILLE — Wonderful family home offers all the space you’ll need for family and entertaining!
Friday, December 27, 2019

How best to pay for law school
My wife has been accepted into law school. It's a private university -- a fancy, highly ranked one that costs a lot. A lot! I'm in my 40s and she's in her mid-30s. We have investment savings, and our IRAs are on par with what is expected of folks gearing up to retire in their early 60s. We also just sold our house in San Francisco, which left us with a tidy nest egg -- enough to pay for her to attend the school, with a chunk of change left over.
Saturday, December 21, 2019

Edmunds picks top fuel-sipping SUVs
Hybrids have evolved in recent years, moving on from the original Toyota Prius to a new crop of efficient crossover SUVs. These larger utility-focused vehicles combine green technology with the space and capability that today’s buyers want. The resulting fuel economy can be eye-opening as well, with 40 mpg or more becoming commonplace.
Saturday, December 21, 2019

Millennial Money: How procrastinators can win at gift-giving
Check the calendar. No, this isn’t a dream. It really is December, and Christmas Day is staring you straight in the face.

And if you celebrate Hanukkah, it’s coming even sooner.

Saturday, December 21, 2019

Business Highlights
The U.S. economy, which only recently was flashing warning signs of a worrisome slowdown, is finishing the year in stronger shape, thanks to a resilient consumer, a healthy job market and interest rate cuts by the Federal Reserve.
Saturday, December 21, 2019

Use Year-end Bonus (or Gift) Wisely
TAYLORVILLE — As 2019 draws to a close, you may be anticipating – or have already received – a year-end bonus from your employer. Or you might be receiving a substantial cash gift for the holidays. (If you’re really lucky, you might get both.) You can doubtlessly think of many ways to spend this money right now, but how can you use it to help yourself in the long run?
Saturday, December 14, 2019

Pros and cons of outgoing car model vs. redesign
(EDMUNDS via AP) — The end of the calendar year can be an exciting time for new-car buyers. Many vehicles have been redesigned and are packed with the latest technology. However, the outgoing models are still on dealer lots and likely to be discounted steeply by automakers and dealers looking to meet year-end sales goals.
Saturday, December 14, 2019

Common Shopping strategies Meant To Save Money Can Lead To Overspending
(NERDWALLET via AP) — Holiday marketers have your number, and they know how to entice you to spend.
Saturday, December 14, 2019

212 S. Broad Mt. Auburn
If you’re looking for space and lots of square footage to sprawl out, then take a look at this fantastic home.
Friday, December 13, 2019

LLCU hires Lisa Wilson as a Mortgage Loan Officer
Land of Lincoln Credit Union (LLCU) has announced Lisa Wilson is joining the team as a Mortgage Loan Officer in the Effingham branch.
Saturday, December 7, 2019

PG&E reached $13.5 billion settlement
Pacific Gas and Electric says it has reached a $13.5 billion settlement that will resolve all major claims related to devastating wildfires blamed on its outdated equipment and negligence.
Saturday, December 7, 2019

Davis and Kind introduce bipartisan bill to train & recruit court reporters
U.S. Reps. Rodney Davis (R-Ill.) and Ron Kind (D-Wis.) introduced bipartisan legislation that will reauthorize a grant program to encourage careers in realtime writing and court reporting. This bill will reauthorize the Training for Realtime Writers Act, which was passed and signed into law as part of the Higher Education Act of 2008.
Saturday, December 7, 2019

Homeowner toys with turning large lot into retirement cash
Dear Helaine: My house is in a booming neighborhood in an "it" city. I only have a $50,000 mortgage. The property would appraise for about $300,000. It's a large lot, with a house and detached garage in so-so condition. It needs some work.
Saturday, December 7, 2019

Quad County Hospice Receives Patient Satisfaction Award
Quad County agency has received Fazzi Associates CAHPS Award of Distinction Patient Satisfaction Award and has been named a national best practice agency.  

“This significant accomplishment made by Quad County employees is deserving of recognition,” stated Tom Culberson, Quad County Director. “Our local hospice team works hard every day to make sure families who choose to place their loved one in Quad County Hospice care receives the highest quality of care and compassion.” 

Saturday, December 7, 2019

Marten Insurance provides turkeys for the holidays
During the month of November Marten Insurance held a special Thanksgiving giveaway for two turkeys.
Saturday, December 7, 2019

Liz Weston: It's time to let go of shame over your debt
Many of us feel bad about our debt. Most of us probably shouldn’t.

Three-quarters of U.S. households owe money, but the vast majority pay their bills on time and have debt loads that are reasonable given their incomes.

Saturday, December 7, 2019

1610 W. Sangamon Road Taylorville
Located on 9.5 acres, this home has over 1700 sq.ft of living space on the main floor.
Saturday, November 30, 2019

1326 North 1900 East Road Taylorville
Located just 3 miles east of Taylorville. This rustic property is all you could dream of. Sitting on 2.01 acres with lots of trees, the wood sided property welcomes you inside to the 1640 sq. ft. home.
Saturday, November 30, 2019

TMH achieves '4-Star' HCAHPS rating
TAYLORVILLE — The Illinois Critical Access Hospital Network (ICAHN) recently recognized Taylorville Memorial Hospital (TMH) for its ongoing commitment to exceptional quality of care, during a ceremony held November 13th at the I-Hotel and Conference Center, Champaign, Ill.
Saturday, November 30, 2019

LLCC designated as Center for Academic Excellence in Cyber Defense
SPRINGFIELD — Lincoln Land Community College was designated a Center for Academic Excellence in Cyber Defense (CAE-2Y) at the 2019 CAE in Cybsecurity Symposium in Phoenix, Ariz. on Nov. 20. LLCC is only one of only four community colleges in Illinois to receive such a designation.
Saturday, November 30, 2019

Consider some year-end investment tax moves
TAYLORVILLE — It may be hard to believe, but we’re getting close to wrapping up 2019. And if you have a year-end to-do list, here’s one more item you might want to add: Lower your investment-related taxes. To help meet this goal, consider these moves you could make before year-end:
Saturday, November 30, 2019

5 Signs an Online Loan Is a Debt Trap
As you scan the crowded pages of Google search results for a low-cost loan, it can be difficult to decipher reputable lenders from predatory ones.
Saturday, November 30, 2019

1559 N 1250 E Road Taylorville
Just half a mile from edge of town on Mt. Auburn Blacktop
Friday, November 29, 2019

1648 N 2100 East Road Assumption, Ill.
Room to roam in this fully remodeled country home setting on 20 acres within Taylorville school district. Southern facing open floor plan with plenty of windows, this home will wow you with the updates.
Friday, November 29, 2019

Pana coffee shop to offer refreshment, inspiration
The walls and cupboards of the new Brewin’ Hope Coffee House at 38 Oak St. in Pana are bare right now. An echo rings through the empty building as warm air throbs through the vents. But it won’t be long before the vision of Tiffany Sims, Jenna Summers and Erica Matthews not only fills the empty space with coffee, conversation and pastry, but fills the individual with hope and purpose.

The coffee house is scheduled to open Friday and Saturday, Nov. 29 and 30, from 8:00 a.m. until 2:00 p.m.

Saturday, November 23, 2019

New clinic to hold community open house Dec. 11
A new clinic offering primary care and behavioral health services in Taylorville will hold an open house for the community from 4-6 p.m. Wednesday, December 11, 2019 at 303 E. Bidwell Street.

The integrated clinic, which opened for business last month, is shared by Memorial Behavioral Health, an affiliate of Memorial Health System, and the SIU Center for Family Medicine-Taylorville.

Saturday, November 23, 2019

Pana hospital fundraising project reaches $1.3M
Members of the Capital Campaign Steering Committee gathered to celebrate as they added the $1.3 million dollar mark to the PCH Building Project fundraising sign.  The sign depicts the progress of the fundraising efforts of the PCH Foundation’s $1.5 million pledge towards the $20.3 million project.  The fundraising total has now surpassed $1,385,000 through various fundraisers, activities and pledges. 
Saturday, November 23, 2019

Losing Your Job Is Disorienting, But This Checklist Can Help You Recover
It doesn’t matter if you were fired or laid off, whether you saw it coming or were completely blindsided: Losing your job is disorienting. You’ll feel like you’re in a fog. And yet, in that fog you still need to answer some important questions:

How will you pay rent? Put gas in your car? What about your student loans?

The average length of unemployment is almost 22 weeks, according to the Bureau of Labor Statistics, so it’s important to quickly adapt your finances to your temporary new normal.

Saturday, November 23, 2019

Volunteers needed for Pana Christmas light display
PANA — Every year the Pana fairgrounds is aglow with the spirit of Christmas.
Saturday, November 16, 2019

Pawnee teacher earns teacher of the year award
PAWNEE — Business and Computer teacher Mrs. Jessie Ervin from Pawnee CUSD #11 - Pawnee Junior High/High School was honored in Springfield where she attended the 57th annual fall conference of the Illinois Business Education Association (IBEA).
Saturday, November 16, 2019

Local credit union will award $8,000 in scholarships
TAYLORVILLE — Eight lucky high school seniors – two each from Taylorville, Hillsboro, Litchfield and Pana high schools – will receive $1000 awards from Taylorville Community Credit Union to continue their education. The winners will be determined by area residents who shop and vote in participating local businesses.
Saturday, November 16, 2019

Memorial giving aways books to newborn babies
SPRINGFIELD — To encourage parents to begin reading to their newborns, Memorial Medical Center is giving away a free book to each baby born at the hospitalbeginning this month.
Saturday, November 16, 2019

Time Your Credit Card Application This Bonus-Friendly Season To Earn Rewards
(NERDWALLET via AP) — In late 2017, San Francisco couple Riley Adams and his wife stumbled upon the Halley’s comet of airline credit card welcome offers. For a limited time, the card was advertising a companion pass on top of a large sign-up bonus. 
Saturday, November 16, 2019

New surgeon joins specialty clinic at Pana Community Hospital
PANA — Pana Community Hospital is pleased to announce Dr. Leslie Anewenah has joined the Specialty Clinic Physician staff at Pana Community Hospital.  Dr. Anewenah specializes in General and Colorectal Surgery.  He sees patients every Monday in Suite 103.  Dr. Anewenah also sees patients at HSHS Medical Group in Decatur. 
Saturday, November 16, 2019

Amity Food Mart Grand Re-Opening
Saturday, November 16, 2019

Share Your Bounty with Family
TAYLORVILLE — As Thanksgiving approaches, it’s meaningful to reflect on the origin of the holiday –Native Americans and pilgrims sharing their bounty of food with each other. As you gather with your loved ones this year, perhaps you can think of ways to share not only your dinner, but also your financial bounty.
Saturday, November 16, 2019

1607 S. Shumway Taylorville (Corner Of Rt. 29 Bypass & Shumway)
TAYLORVILLE —  Custom built one and a half story home with finished walk-out brick form lower level. Over 4,000 total sq. ft. Meticulously maintained; you’ll think its brand new!
Friday, November 15, 2019

Demichiel Floors and More announces sale
TAYLORVILLE — Since 1974, Ron Demichiel has worked to build one of Taylorville’s premier flooring and cabinet outlets, but after 45 years in the business, he now says it’s time to hang it up.
Saturday, November 9, 2019

2 Ladue Taylorville
TAYLORVILLE — This home was taken down to the bare studs and brought back with new electrical, plumbing, fixtures, high efficiency heating and cooling and R-30 insulation.
Friday, November 8, 2019

RECC attorney 'Friend of Cooperatives'
On Tuesday, Oct. 22, Rural Electric Convenience Cooperative (RECC) Attorney Jerry Tice was presented with the Illinois Cooperative Council's (ICC) Friend of Cooperatives Award during the cooperative’s board of directors meeting.
Saturday, November 2, 2019

Pana American Family agent Mark Shelite retires
On Thursday, Oct. 31, 2019, American Family Insurance agent Mark Shelite of Pana, retired. Shelite has served the Pana area for 35 years.
Saturday, November 2, 2019

Stephen Younker of rural Taylorville was recently promoted to the rank of Major, U.S. Air Force. Younker serves as the Budget Officer for the 183rd Wing in Springfield, where his primary duties include managing $53M appropriated funds annually to support warfighters’ pay, equipment, training, and operations requirements across 15 units.
Saturday, November 2, 2019

Don't Let Try-Before-You-Buy Returns And Deadlines Bust Your Budget
Services such as Stitch Fix and Amazon’s Prime Wardrobe have put try-before-you-buy shopping on the map. The concept is simple: Shoppers get apparel, accessories or other goods delivered to try, which they can either send back or purchase.

“For many customers who do not enjoy the hustle and bustle of driving to the mall, parking, going through shelves, picking out items and hitting a dressing room, perusing from the comfort of the couch and selecting items to be delivered to the door to try on can be very convenient,” says Casey Taylor, a partner in the retail practice of Bain and Company, a global management consultancy.

Saturday, November 2, 2019

Edward Jones hosting open house on Thursday, Nov. 7
Kerri Austwick, financial advisor, and Shay Broux, branch administrator of Edward Jones, are excited to announce that they have taken over the former John Gibbons office as Mr. Gibbons is in the process of retiring.
Saturday, November 2, 2019

Health and financial setbacks combine for bleak future
I am a 64-year-old woman with two problems that will contribute to my being homeless sometime in the future. In 2003, I began dental implant procedures to replace several teeth. I suffered through rejection and a jaw infection, and I couldn't place implants where I had the infection. I have a severe gagging reflex and couldn't tolerate the final bridge, so I am missing teeth, something that contributes to my not being able to find a job. Second, I need to use a cane and walker because of a foot deformity.
Saturday, October 26, 2019

Parents, Students Need To Wake Up To The Truth About Dream Schools
The college admissions scandal — which recently led to a 14-day prison sentence for actress Felicity Huffman — exposed a group of wealthy parents’ obsession with getting their kids into the “right” school. Prosecutors say the families paid bribes, faked test results and pretended their kids were athletes to get them into selective colleges.
Saturday, October 26, 2019

Ginger, Smothers join staff at local credit union
TCCU Taylorville recently welcomed two new hires to its staff, according to Will Perkins, TCCU President.

“Tammy Ginger and Jacob Smothers both were hired as full-time Tellers, responsible for assisting TCCU members with their day-to-day account needs,” says Perkins. “Both already have proven to be strong assets to our staff.”

Saturday, October 26, 2019

T'ville woman helps ring NASDAQ closing bell
Kendra Betler Venzo graduated from Taylorville High School in 1984, and from the University of Illinois in 1988. After getting her masters degree, Kendra joined the Old National corporate banking group and has risen through the ranks to become an Executive Vice President, Chief People Officer on the Board.
Saturday, October 26, 2019

Manar named community health center champion
The Illinois Primary Health Care Association (IPHCA) named State Senator Andy Manar its 2019 Community Health Center Champion Wednesday for his work to improve health care for Illinois residents.
Saturday, October 26, 2019

Trinity Dodge Fixed
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