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home : ag & business June 20, 2019

How to fund retirement with little savings
Dear Helaine: I need your advice on my financial situation. I am married, in my early 70s, and still at work. I earn $100,000 as a hairstylist. My husband is retired with no pension or any other means of income besides $1,500 monthly in Social Security. I am receiving $1,600 from Social Security monthly.
Saturday, June 15, 2019


RECC holds 82nd annual meeting of members
AUBURN — Rural Electric Convenience Cooperative Co. (RECC) treated members to a bill credit, dinner by Country Girl Catering and ice cream from Carl’s Ice Cream prior to the start of its annual meeting on June 6.
Saturday, June 15, 2019

801 Ill. Route 48 Palmer
PALMER — Fourteen-year-old home with 2800+ square feet above ground plus a full 2000+ sq ft finished walk out basement.
Friday, June 14, 2019

Land of Lincoln Credit Union hires Regional Business Development Managers
Land of Lincoln Credit Union (LLCU) is expanding the services they provide to central Illinois businesses in the financial services arena with the hiring of two new Business Development Managers in May. Justin Roley and Jennifer Wheat have both been designated this title and will be responsible for reaching out to central Illinois business owners and managers to provide financial services, products, and benefits tailored to the specific needs of each business.
Saturday, June 8, 2019

CCP named Best Places to Work in collections in 2019
Credit Collection Partners (CCP) is proud to announce it has been selected as one of the Best Places to Work in Collections in 2019.
Saturday, June 8, 2019

With the cost of new vehicles rising, it's important to consider what you'll pay for a car loan
With the cost to own a new vehicle rising, it’s more important than ever to consider what you’ll pay for a car loan and to shop for the best interest rate.
Saturday, June 8, 2019

Trump says tariffs on Mexico suspended indefinitely
President Donald Trump announced late Friday that he had suspended plans to impose tariffs on Mexico, tweeting that the country “has agreed to take strong measures” to stem the flow of Central American migrants into the United States. But the deal the two neighbors agreed to falls short of some of the dramatic overhauls the U.S. had pushed for.
Saturday, June 8, 2019

Staying the course is smartest move in uncertain times
I felt very edgy in the first weeks of the Trump administration. I thought about altering my investments and even considered stocking up on gold coins. But my financial adviser talked me out of it and told me to stay the course. It worked for a time.
Saturday, June 8, 2019

LLCU names new VP and compliance officer
DECATUR — Land of Lincoln Credit Union is pleased to announce the appointment of Chris Smith as Senior Vice President and Chief Compliance Officer. Before joining Land of Lincoln Credit Union, Smith was the Vice President of Internal Audit, Loan Review, and Compliance Officer at SCB Bancorp, Inc. in Decatur, IL. Smith has over 10 years of experience in the financial industry having served in various other capacities both at a local CPA firm and at Security Bank in Springfield, IL.
Saturday, June 1, 2019

Old Pana Water Treatment Plant Being Demolished
Saturday, June 1, 2019

Some Steps That You Can Take To Insure That You Stay Employable Longer
(NERDWALLET via AP) — Many people plan to work past normal retirement age, by choice or necessity. But most aren’t taking the steps that could increase the odds they’ll be able to do so.
Saturday, June 1, 2019

Trump's threat to slap tariff on imports from Mexico being panned by business
WASHINGTON (AP) — Despite pushback from U.S. business, Mexico and Capitol Hill, President Donald Trump is doubling down on his threat to slap a 5% tariff on Mexican imports unless America’s southern neighbor cracks down on Central American migrants trying to cross the U.S. border.
Saturday, June 1, 2019

Need to learn more about business basics? There are many options today
NEW YORK (AP) — Many small business owners who never went to business school feel at a loss when they’re trying to assess their companies’ finances, managing their staffers or marketing their products or services. There are many resources available for those who want to get a grounding in business basics, including many courses that are free or low-cost:
Saturday, June 1, 2019

RARE FIND!
Saturday, June 1, 2019

Updated Home With Great Man Cave!
Saturday, June 1, 2019

Lots Of Natural Light Throughout This Centrally Located Home!
Saturday, June 1, 2019

A very Stately Home In A Small Town
Saturday, June 1, 2019

Country living at it's best!!
Looking for a house in the country? This 1750 square foot home is just minutes away from Taylorville.
Friday, May 31, 2019

Let's get real about health costs in retirement
You won't pay for health care in retirement with one lump sum. That's the way these expenses are often presented, though, and the amounts are terrifying.
Saturday, May 25, 2019

Land of Lincoln CU names Senior Vice President - Chief Retail Officer
Land of Lincoln Credit Union (LLCU) is pleased to announce the appointment of Corey Conroy as Senior Vice President, Chief Retail Officer. Conroy most recently held the position of AVP of Retail Sales at LLCU.
Saturday, May 25, 2019

Need to learn more about business? You have many options
Many small business owners who never went to business school feel at a loss when they’re trying to assess their companies’ finances, managing their staffers or marketing their products or services. There are many resources available for those who want to get a grounding in business basics, including many courses that are free or low-cost:
Saturday, May 25, 2019

Real estate title firm's lapse exposes data in 885M files
A security lapse at a major real estate title company exposed the bank account numbers and other sensitive information contained in 885 million files.
Saturday, May 25, 2019

Best way to spend a graduation windfall
I'm about to graduate from a master's program and start a job with a $60,000 salary. Currently, I have a $10,000 student loan with my credit union at a 4.5% interest rate and two federal loans (undergraduate and graduate) at 5.4% and 6.8% interest rates. I am single.
Saturday, May 25, 2019

Japan trade a problem for Trump, but not as bad as China
When President Donald Trump visits Japan, he’ll be able to point to Tokyo’s streets to drive home a sore point in trade relations between the allies: the absence of made-in-USA vehicles.
Saturday, May 25, 2019

Paying Off Debt Requires Action Now To Avoid Costly Problems Later On
Samantha Ealy graduated with a bachelor’s degree and $70,000 in debt. She worked multiple jobs to pay off student loans, a car, medical bills and credit cards in three years. But looking back, Ealy sees a few missteps.
Saturday, May 18, 2019

Trade war, heavy rains weigh in on Deere & Co.
Deere cut its profit and sales expectations for the year as a trade war between the U.S. and China escalates at the same time that farmers are attempting to recover from a planting season besieged by heavy rains.
Saturday, May 18, 2019

Flooding disrupts farm shipments on Mississippi
Historic flooding has left parts of the Mississippi River closed for business.
Saturday, May 18, 2019

Taylorville Community Credit Union Freedom Tree food drive begins June 3
Taylorville Community Credit Union’s 5th Annual Freedom Tree community food drive begins Monday, June 3rd, and runs through Friday, July 12th. All area residents and credit union members are encouraged to donate boxed and canned food items, as well as cash donations, to benefit local food pantries.
Saturday, May 18, 2019

Monsanto Teams Up With Village To Clean Up
On May 8, 2019, several employees from Bayer/Monsanto Company and two village employeesworked together to clean up the local park in Stonington. They painted foul ball poles, raked leaves along fences, picked up sticks, sprayed weeds, planted flowers at the village hall. In addition, they will be planting more flowers along Route 48 to keep the community looking good.
Saturday, May 18, 2019

2019 Breeze-Courier Pet of The Year contest results
TAYLORVILLE — The results are in for the winners of the Breeze Courier’s Pet of the Year contest, the pet look-a-like contest and the ugliest pet contest. A panel of independent local judges selected the winners.
Saturday, May 11, 2019

Gabe Goodroe to keep summer kool with his Kona Ice business
TAYLORVILLE — As the school year comes to a close, you would expect most high school juniors relishing in the nirvana of passage into their senior year. Not so, for at least one Taylorville High School senior-to-be, Gabriel Goodroe. Gabe, 17, has his sights set on fairs, festivals and community celebrations for his first season running his Kona Ice business all across central Illinois.
Saturday, May 11, 2019

Trump has long seen previous US trade agreements as losers
WASHINGTON (AP) — President Donald Trump’s combative approach to trade has been one of the main constants among his often-shifting political views. And he’s showing no signs of backing off now, even as the stakes intensify with the threat of a full-blown trade war between the world’s two biggest economies.
Saturday, May 11, 2019

Marie Kondo: How To Get More Joy From Your Life And Possessions
(NERDWALLET via AP) — Marie Kondo has inspired countless people to wipe out clutter. Her KonMari organizing method, popularized by her book and Netflix series, lays out how to get more joy from your life and possessions.
Saturday, May 11, 2019

Pana Community Hospital Hosts Annual Meeting
PANA — Pana Community Hospital Board of Directors and the Foundation Board held their annual meeting on Tuesday, Apr. 30, at Oak Terrace Resort near Pana. Matt Beavers, Chairman of the Board of Directors, welcomed the over 100 guests stating his pleasure in serving on the hospital’s board of directors.
Saturday, May 11, 2019

Student loan stress masking bigger issue
Dear Helaine: My situation is a mixed bag. I'm currently an adjunct professor who somehow manages a decent -- $75,000 -- income. I'm 34. I have $80,000 in an IRA and another $20,000 in emergency savings.
Saturday, May 11, 2019

625 S. Webster St. Taylorville
TAYLORVILLE — This elegant and classic all brick ranch home has been well maintained through the years. A one owner, it has 1844 sq. ft. of living area. At the center of the living room is an imposing stone fireplace. The "retro-kitchen is meticulous and provides display shelving in the upper cabinets. Plus a corner seating area.
Friday, May 10, 2019

Understanding Your Financial Aid Award Offers Key To Financial Future
(NERDWALLET via AP) — With college acceptances in hand, now comes the hard part: understanding your financial aid offers.
Saturday, May 4, 2019

Daughter struggles to care for aging parents
Dear Helaine: I'm in my mid-50s, and I left the workforce (where I made low six figures and socked away money) to move back to a city I left decades ago and back to my parents' home to take care of them. They are both in their early 80s and ill with neurological diseases that rob you of movement or mind, but don't actually cause death. Both need more and more help, and it's expensive. They have no long-term-care insurance; it'll all be out of pocket.
Saturday, May 4, 2019

Breeze- staff earns Illinois Press Association awards
SPRINGFIELD — Illinois’ top newspapers were honored this week at the Illinois Press Association’s annual convention in Springfield. More than 100 daily and nondaily newspapers competed in 44 editorial and advertising categories.
Saturday, May 4, 2019

Taylorville native named Dean's Fellow
INDIANAPOLIS, Ind. — Taylorville native Allison Martin, a Clinical Professor of Law at the Indiana University Robert H. McKinney School of Law, has been named a Dean's Fellow at the law school for 2019-2020. These honors are designed to reward clinical faculty for outstanding performance in teaching or service.
Saturday, May 4, 2019

Peoples Bank donates to Amvets to replace state flags
TAYLORVILLE — It warms the heart and makes one feel very proud when one drives around the corner of Park and Webster Streets in Taylorville and sees all the State Flags waving in the breeze.  Bill Easley, an AMVET, was integral in starting the Veteran’s Park in 1999. The flags that fly so proudly are the original flags. Over the years some have become faded and torn and  a good number of the flags desperately need to be replaced.
Saturday, May 4, 2019

2 Ladue Taylorville
TAYLORVILLE — This home was taken down to the bare studs and brought back with new electrical, plumbing, fixtures, high efficiency heating and cooling and R-30 insulation.
Friday, May 3, 2019

Make a home down payment without wrecking your finances
Maximizing a home down payment can make sense: The bigger the down payment, the lower the monthly mortgage bill and the better the chance of building equity more quickly.
Saturday, April 27, 2019

Jenner Ag celebrates fifth consecutive nomination for Great Game of Business All-Star Award
Jenner Ag has been nominated for a Great Game of Business All-Star Award for the fifth consecutive time.
Saturday, April 27, 2019

Disagreement over restaurant bill leaves a bad taste
I like to be generous. A friend and I went to dinner at a restaurant at my recommendation. I tried to pay for our dinner with some gift cards I had. She tried to make me use them only on myself. She spoiled my enjoyment of our dinner. Why couldn't she just enjoy the dinner and the fact that I wanted to use my gift cards on her?
Saturday, April 27, 2019

Amazon to bring 1-day delivery to Prime members
Two-day delivery is going out of style.
Saturday, April 27, 2019

New business owners find it's a mistake to work for free
It’s a situation many new business owners land in — they’re so anxious to find customers and clients that they work for little or no money. Or take on projects they don’t like.
Saturday, April 27, 2019

Memorial Medical Center's receives national recognition
Memorial Medical Center is the only hospital in downstate Illinois to be recognized as a Blue Distinction Center+ for Bariatric Surgery by the Blue Cross and Blue Shield Association.
Friday, April 26, 2019

Illinois Agriculture Coalition unveils Monarch Conservation Action Plan
Monarch butterfly populations have been declining, but efforts by Illinois agriculture are working to reverse that trend. A diverse coalition of sixteen organizations and agencies with ties to agriculture unveiled an action plan for monarch conservation on Earth Day.
Wednesday, April 24, 2019

Life and Money
Hi Helaine: I'm 25 years old and have around $50,000 in student loan debt from undergraduate and graduate school. My mother recently passed away, and I'm inheriting about half a million dollars in various forms of assets. There are liquid assets, some real estate and an annuity. Should I leverage part of this inheritance to pay off my student loan debt in full?
Saturday, April 20, 2019

Land of Lincoln Credit Union to open in Centralia
DECATUR — Land of Lincoln Credit Union (LLCU) will be breaking ground on a new location in Centralia, Illinois on Tuesday, April 30th. LLCU has operated a branch within the Murray Center for several years, but it was a small office with limited access to members. The new, full-service, innovative branch is very accessible and easy to find, located at 234 N. Poplar Street in Centralia.
Saturday, April 20, 2019

TCCU Pana welcomes new employees
TAYLORVILLE — As a result of its recent opening of a branch location in Pana, IL, Taylorville Community Credit Union has hired additional staff in the new office.
Saturday, April 20, 2019

Taylorville Community Credit Union earns 5-star rating
TAYLORVILLE — Coral Gables, Florida, BauerFinancial, Inc., the Nation’s Premier Bank and Credit Union Rating Firm, salutes 5-Star Taylorville Community Credit Union, Taylorville, Illinois for its continued financial excellence.
Saturday, April 20, 2019

Memorial receives accreditation for rehab services
SPRINGFIELD — Five separate rehabilitation programs at Memorial Medical Center have been accredited for another three years by the Commission on Accreditation of Rehabilitation Facilities (CARF).
Saturday, April 20, 2019

Businesses compete in corporate food fight challenge
SPRINGFIELD — Central Illinois Foodbank kicked off the 14th Annual Corporate Food Fight Challenge this month with a goal of having 20 businesses compete in the food, funds and friends competition.
Saturday, April 20, 2019

How To Get Beautiful Professional Pictures Without Spending A Fortune
There’s almost always a reason for photographs — an engagement , wedding, graduation, pregnancy, you name it.
Saturday, April 20, 2019

108 Richardson Kincaid
KINCAID — Excellent home. This home has been updated throughout. This home consists of two bedrooms and 1 and 1/2 baths and sits on a large double lot. It has a full basement that has had all the wiring, plumbing, heating and cooling updated in it. There is a recently added gas log fireplace with a beautifully done brick front. The kitchen cabinets and flooring in the living room and kitchen have been installed in the last year.
Friday, April 19, 2019

How not to break the bank on streaming services
With more TV streaming services than ever before, from newcomers like Disney Plus to stalwarts like Netflix, consumers may feel the ideal viewing experience is finally at hand.
Saturday, April 13, 2019

Thanks to access to credit scores, millennials have better insight into their finances
Getting your credit score today is easy — just turn to your bank, credit card issuer or one of the many apps and websites out there.
Saturday, April 13, 2019

LEADership Program wraps up the year with three media outlet tours and visit to the Christian County Animal Control Facility
Bitter cold temperatures and high winds prevented the LEAD program participants from touring local media outlets back on January 30, so taking advantage of the warmer, spring like temperatures, the 2019 LEADership group first toured the Breeze-Courier, where Kim Paisley led this year’s participants on an up close and personal look at the inner workings of the paper. Participants were fortunate enough to watch as Wednesday afternoon’s Breeze-Courier rolled off of the press, was collated and prepared for delivery. They also learned how advertising space is sold and allocated within the paper, as well as how articles are generated, edited and assigned to specific pages in the paper.
Saturday, April 13, 2019

Hard choices loom for couple in serious debt
My husband and I own a home and have put two children through college. We carry financial debt for that, but we have frozen payments for a while.

My 10-year-old business has taken a nosedive, and I lost money last year. I am looking for a job, but there are not many companies wanting to hire a 60-year-old woman. In addition, we've

Saturday, April 13, 2019

Climbing out of financial hole begins with one step
Dear Helaine: My financial life feels extremely unbalanced, and I don't know where to begin to fix it. Thanks to a divorce settlement many years ago, I bought a house in a popular summer community. It's now worth $2 million, and I own it free and clear. My finances worked as long as my ex paid child support, but our daughter aged out of it, and I am slowly sinking in a very expensive boat.
Saturday, April 6, 2019

Taylorville Community Credit Union adds staff
TAYLORVILLE — Taylorville Community Credit Union recently welcomed a new staff member to its Taylorville office. Linsey Richardson joined TCCU-Taylorville as a full-time Teller.
Saturday, April 6, 2019

Millennial Money: There's more than 1 way to slay a debt
The saying that debt is easy to get into and hard to get out of hits home for younger Americans: At the end of 2018, 18- to 29-year-olds carried over $1 trillion in debt, according to the Federal Reserve. That’s the highest level since 2007.
Saturday, April 6, 2019

2316 E. Lakeshore Dr. Taylorville
Location is so important and this property doesn't disappoint being close to Taylorville Lake on the popular East Lakeshore Drive.
Friday, April 5, 2019

Sibling wants to sell stock in family business
I have stock in a family business my father left me when he passed. My sister, my two brothers and I own equal shares, a little more than half the business. The rest is owned by a few cousins who also inherited shares. I am no longer involved in the business, have no emotional attachment and could use the money.
Saturday, March 30, 2019

Extreme Pool and Patio debuts Morrisonville headquarters
The first two years of any business venture can often yield sink-or-swim results. For Morrisonville’s Tom Carter, and his wife Erin, the couple are definitely swimming.
Saturday, March 30, 2019

Liz Weston: How to know when it's OK to spend
Some people are much better savers than spenders. That can become a problem.
Saturday, March 30, 2019

Carriker receives First Mid Chairman's Award
MATTOON, Ill.  — First Mid Bank & Trust recently announced the recipients of the 2018 Chairman’s Award for Excellence. Among the recipient list was Brad Carriker, Christian County Community president in Taylorville. Carriker was nominated by his colleagues for his hard work and dedication to helping customers find the right solutions for their financial needs, and for playing an integral role in the Taylorville banking center’s growth.
Saturday, March 23, 2019

Donating To Missions For Taylorville
Saturday, March 23, 2019

Default On Federal Student Loans And Gov't Can Take 15 Percent Of Pay
(NERDWALLET via AP) — There’s a dirty little secret of the student debt crisis. One that affects millions of borrowers, but isn’t talked about at dinner tables, on social media or in think pieces about student loans.
Saturday, March 23, 2019

601 E Bidwell Taylorville
Don’t miss this lovely two bedroom home with two full bathrooms. Boasting over 1700 square feet, this home has had a huge family room addition on back of home that is 24’32’.
Friday, March 22, 2019











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